Genworth Financial Inc (GNW)vsManulife Financial Corp (MFC)
GNW
Genworth Financial Inc
$8.16
+0.87%
FINANCIAL SERVICES · Cap: $3.23B
MFC
Manulife Financial Corp
$34.60
+0.48%
FINANCIAL SERVICES · Cap: $56.67B
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 324% more annual revenue ($30.98B vs $7.30B). MFC leads profitability with a 18.7% profit margin vs 3.0%. GNW appears more attractively valued with a PEG of 0.31. MFC earns a higher WallStSmart Score of 66/100 (B-).
GNW
Buy64
out of 100
Grade: C+
MFC
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+64.2%
Fair Value
$25.27
Current Price
$8.16
$17.11 discount
Margin of Safety
-149.9%
Fair Value
$15.16
Current Price
$34.59
$19.43 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 45.3% YoY
Strong operational efficiency at 133.5%
Large-cap with strong market position
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
0.1% revenue growth
ROE of 3.6% — below average capital efficiency
3.0% margin — thin
Operating margin of 2.4%
Revenue declined 34.9%
Earnings declined 6.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : GNW
The strongest argument for GNW centers on PEG Ratio, Price/Book, Debt/Equity. PEG of 0.31 suggests the stock is reasonably priced for its growth.
Bull Case : MFC
The strongest argument for MFC centers on Operating Margin, Market Cap, Debt/Equity. Profitability is solid with margins at 18.7% and operating margin at 133.5%. PEG of 0.78 suggests the stock is reasonably priced for its growth.
Bear Case : GNW
The primary concerns for GNW are Revenue Growth, Return on Equity, Profit Margin. Thin 3.0% margins leave little buffer for downturns.
Bear Case : MFC
The primary concerns for MFC are Revenue Growth, EPS Growth.
Key Dynamics to Monitor
GNW profiles as a value stock while MFC is a declining play — different risk/reward profiles.
GNW carries more volatility with a beta of 1.00 — expect wider price swings.
GNW is growing revenue faster at 0.1% — sustainability is the question.
MFC generates stronger free cash flow (8.6B), providing more financial flexibility.
Bottom Line
MFC scores higher overall (66/100 vs 64/100), backed by strong 18.7% margins. GNW offers better value entry with a 64.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Genworth Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Genworth Financial, Inc. offers insurance products in the United States and internationally. The company is headquartered in Richmond, Virginia.
Visit Website →Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
Visit Website →Compare with Other INSURANCE - LIFE Stocks
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