WallStSmart

Fortinet Inc (FTNT)vsJoint Stock Company Kaspi.kz (KSPI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Joint Stock Company Kaspi.kz generates 51125% more annual revenue ($3.64T vs $7.11B). FTNT leads profitability with a 27.5% profit margin vs 24.9%. KSPI trades at a lower P/E of 7.3x. FTNT earns a higher WallStSmart Score of 67/100 (B-).

FTNT

Strong Buy

67

out of 100

Grade: B-

Growth: 8.0Profit: 9.5Value: 4.7Quality: 5.5
Piotroski: 5/9Altman Z: 1.50

KSPI

Buy

60

out of 100

Grade: C

Growth: 7.3Profit: 7.5Value: 6.7Quality: 6.3
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FTNTUndervalued (+45.4%)

Margin of Safety

+45.4%

Fair Value

$265.15

Current Price

$149.67

$115.48 discount

UndervaluedFair: $265.15Overvalued

Intrinsic value data unavailable for KSPI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FTNT6 strengths · Avg: 9.0/10
Return on EquityProfitability
197.5%10/10

Every $100 of equity generates 197 in profit

Operating MarginProfitability
31.3%10/10

Strong operational efficiency at 31.3%

Market CapQuality
$109.06B9/10

Large-cap with strong market position

Profit MarginProfitability
27.5%9/10

Keeps 28 of every $100 in revenue as profit

Revenue GrowthGrowth
20.1%8/10

Revenue surging 20.1% year-over-year

EPS GrowthGrowth
28.6%8/10

Earnings expanding 28.6% YoY

KSPI6 strengths · Avg: 9.8/10
P/E RatioValuation
7.3x10/10

Attractively priced relative to earnings

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Return on EquityProfitability
38.8%10/10

Every $100 of equity generates 39 in profit

Revenue GrowthGrowth
31.3%10/10

Revenue surging 31.3% year-over-year

Free Cash FlowQuality
$53.55B10/10

Generating 53.5B in free cash flow

Profit MarginProfitability
24.9%9/10

Keeps 25 of every $100 in revenue as profit

Areas to Watch

FTNT4 concerns · Avg: 2.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

PEG RatioValuation
3.322/10

Expensive relative to growth rate

P/E RatioValuation
57.7x2/10

Premium valuation, high expectations priced in

Price/BookValuation
110.9x2/10

Trading at 110.9x book value

KSPI2 concerns · Avg: 2.5/10
Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

EPS GrowthGrowth
-1.0%2/10

Earnings declined 1.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : FTNT

The strongest argument for FTNT centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 27.5% and operating margin at 31.3%. Revenue growth of 20.1% demonstrates continued momentum.

Bull Case : KSPI

The strongest argument for KSPI centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.9%. Revenue growth of 31.3% demonstrates continued momentum.

Bear Case : FTNT

The primary concerns for FTNT are Altman Z-Score, PEG Ratio, P/E Ratio. A P/E of 57.7x leaves little room for execution misses.

Bear Case : KSPI

The primary concerns for KSPI are Operating Margin, EPS Growth.

Key Dynamics to Monitor

FTNT carries more volatility with a beta of 0.92 — expect wider price swings.

KSPI is growing revenue faster at 31.3% — sustainability is the question.

KSPI generates stronger free cash flow (53.5B), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

FTNT scores higher overall (67/100 vs 60/100), backed by strong 27.5% margins and 20.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Fortinet Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Fortinet (Nasdaq: FTNT) is an American multinational corporation headquartered in Sunnyvale, California. It develops and sells cybersecurity solutions, including but not limited to physical products such as firewalls, plus software and services such as anti-virus protection, intrusion prevention systems and endpoint security components.

Joint Stock Company Kaspi.kz

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Joint Stock Company Kaspi.kz is a leading fintech and digital services provider in Kazakhstan, excelling in areas such as digital banking, e-commerce, and payment processing. The company leverages advanced technology to promote financial inclusion and deliver tailored services to millions of users. With its strategic positioning in a rapidly expanding market, Kaspi.kz is poised to capitalize on the surging demand for digital financial solutions in Central Asia, offering a promising investment opportunity for institutional investors seeking exposure to high-growth emerging markets.

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