WallStSmart

Freshworks Inc (FRSH)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 4284% more annual revenue ($38.19B vs $871.17M). FRSH leads profitability with a 20.7% profit margin vs 20.4%. FRSH appears more attractively valued with a PEG of 0.61. SAP earns a higher WallStSmart Score of 64/100 (C+).

FRSH

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: -0.96

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FRSHUndervalued (+59.2%)

Margin of Safety

+59.2%

Fair Value

$17.89

Current Price

$11.84

$6.05 discount

UndervaluedFair: $17.89Overvalued
SAPSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$150.68

Current Price

$206.16

$55.48 premium

UndervaluedFair: $150.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FRSH4 strengths · Avg: 8.8/10
Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

Profit MarginProfitability
20.7%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.618/10

Growing faster than its price suggests

Revenue GrowthGrowth
16.5%8/10

16.5% revenue growth

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$208.77B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Free Cash FlowQuality
$3.04B8/10

Generating 3.0B in free cash flow

Areas to Watch

FRSH3 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
-0.962/10

Distress zone — elevated risk

Operating MarginProfitability
-3.5%1/10

Operating margin of -3.5%

SAP2 concerns · Avg: 3.0/10
PEG RatioValuation
1.634/10

Expensive relative to growth rate

Price/BookValuation
65.9x2/10

Trading at 65.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : FRSH

The strongest argument for FRSH centers on Debt/Equity, Profit Margin, PEG Ratio. Profitability is solid with margins at 20.7% and operating margin at -3.5%. Revenue growth of 16.5% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : FRSH

The primary concerns for FRSH are EPS Growth, Altman Z-Score, Operating Margin.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, Price/Book.

Key Dynamics to Monitor

FRSH profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

FRSH carries more volatility with a beta of 0.88 — expect wider price swings.

FRSH is growing revenue faster at 16.5% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (64/100 vs 60/100), backed by strong 20.4% margins. FRSH offers better value entry with a 59.2% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Freshworks Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Papa Murphy's Holdings, Inc. owns, operates and franchises Take? The company is headquartered in Vancouver, Washington.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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