WallStSmart

Freshworks Inc (FRSH)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 4186% more annual revenue ($37.34B vs $871.17M). FRSH leads profitability with a 20.7% profit margin vs 19.6%. FRSH appears more attractively valued with a PEG of 0.53. FRSH earns a higher WallStSmart Score of 63/100 (C+).

FRSH

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 8.7Quality: 6.5
Piotroski: 5/9Altman Z: -0.96

SAP

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 5.3Quality: 7.5
Piotroski: 5/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FRSHUndervalued (+65.7%)

Margin of Safety

+65.7%

Fair Value

$21.30

Current Price

$8.83

$12.47 discount

UndervaluedFair: $21.30Overvalued
SAPSignificantly Overvalued (-16.9%)

Margin of Safety

-16.9%

Fair Value

$168.01

Current Price

$173.70

$5.69 premium

UndervaluedFair: $168.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

FRSH6 strengths · Avg: 8.5/10
Debt/EquityHealth
0.0610/10

Conservative balance sheet, low leverage

Profit MarginProfitability
20.7%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.538/10

Growing faster than its price suggests

P/E RatioValuation
14.8x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.5%8/10

16.5% revenue growth

SAP6 strengths · Avg: 9.2/10
Market CapQuality
$204.11B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.738/10

Growing faster than its price suggests

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

FRSH3 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
-0.962/10

Distress zone — elevated risk

Operating MarginProfitability
-3.5%1/10

Operating margin of -3.5%

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : FRSH

The strongest argument for FRSH centers on Debt/Equity, Profit Margin, PEG Ratio. Profitability is solid with margins at 20.7% and operating margin at -3.5%. Revenue growth of 16.5% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Operating Margin, Altman Z-Score. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : FRSH

The primary concerns for FRSH are EPS Growth, Altman Z-Score, Operating Margin.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

FRSH profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

FRSH carries more volatility with a beta of 0.83 — expect wider price swings.

FRSH is growing revenue faster at 16.5% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

FRSH scores higher overall (63/100 vs 62/100), backed by strong 20.7% margins and 16.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Freshworks Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Papa Murphy's Holdings, Inc. owns, operates and franchises Take? The company is headquartered in Vancouver, Washington.

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SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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