WallStSmart

Ford Motor Company (F)vsNio Inc Class A ADR (NIO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ford Motor Company generates 65% more annual revenue ($187.97B vs $114.11B). F leads profitability with a -3.9% profit margin vs -4.2%. F earns a higher WallStSmart Score of 48/100 (D+).

F

Hold

48

out of 100

Grade: D+

Growth: 6.0Profit: 3.0Value: 3.0Quality: 3.0
Piotroski: 2/9Altman Z: 0.76

NIO

Avoid

34

out of 100

Grade: F

Growth: 7.3Profit: 2.0Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: -1.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

FSignificantly Overvalued (-17.0%)

Margin of Safety

-17.0%

Fair Value

$12.08

Current Price

$13.97

$1.89 premium

UndervaluedFair: $12.08Overvalued
NIOUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$43.39

Current Price

$3.69

$39.70 discount

UndervaluedFair: $43.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

F4 strengths · Avg: 8.8/10
EPS GrowthGrowth
430.8%10/10

Earnings expanding 430.8% YoY

Market CapQuality
$55.71B9/10

Large-cap with strong market position

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.96B8/10

Generating 2.0B in free cash flow

NIO1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
69.1%10/10

Revenue surging 69.1% year-over-year

Areas to Watch

F4 concerns · Avg: 2.5/10
Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
8.482/10

Expensive relative to growth rate

Return on EquityProfitability
-20.7%2/10

ROE of -20.7% — below average capital efficiency

NIO4 concerns · Avg: 3.0/10
Price/BookValuation
14.8x4/10

Trading at 14.8x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-207.8%2/10

ROE of -207.8% — below average capital efficiency

Altman Z-ScoreHealth
-1.072/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : F

The strongest argument for F centers on EPS Growth, Market Cap, Price/Book.

Bull Case : NIO

The strongest argument for NIO centers on Revenue Growth. Revenue growth of 69.1% demonstrates continued momentum.

Bear Case : F

The primary concerns for F are Operating Margin, Piotroski F-Score, PEG Ratio. Debt-to-equity of 4.57 is elevated, increasing financial risk.

Bear Case : NIO

The primary concerns for NIO are Price/Book, EPS Growth, Return on Equity. Debt-to-equity of 7.13 is elevated, increasing financial risk.

Key Dynamics to Monitor

F profiles as a turnaround stock while NIO is a hypergrowth play — different risk/reward profiles.

F carries more volatility with a beta of 1.83 — expect wider price swings.

NIO is growing revenue faster at 69.1% — sustainability is the question.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

F scores higher overall (48/100 vs 34/100). NIO offers better value entry with a 88.3% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ford Motor Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Ford Motor Company, commonly known as Ford, is an American multinational automaker that has its main headquarters in Dearborn, Michigan.

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Nio Inc Class A ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

NIO Inc. designs, develops, manufactures, and sells smart electric vehicles in mainland China, Hong Kong, the United States, the United Kingdom, and Germany. The company is headquartered in Shanghai, China.

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