WallStSmart

General Motors Company (GM)vsNio Inc Class A ADR (NIO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

General Motors Company generates 111% more annual revenue ($185.02B vs $87.49B). GM leads profitability with a 1.5% profit margin vs -17.8%. GM earns a higher WallStSmart Score of 44/100 (D).

GM

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 4.5Value: 4.7Quality: 4.3
Piotroski: 3/9Altman Z: 1.20

NIO

Hold

36

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 3.8
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GMSignificantly Overvalued (-258.9%)

Margin of Safety

-258.9%

Fair Value

$22.24

Current Price

$76.61

$54.37 premium

UndervaluedFair: $22.24Overvalued

Intrinsic value data unavailable for NIO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GM3 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Market CapQuality
$71.43B9/10

Large-cap with strong market position

Free Cash FlowQuality
$5.68B8/10

Generating 5.7B in free cash flow

NIO1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
75.9%10/10

Revenue surging 75.9% year-over-year

Areas to Watch

GM4 concerns · Avg: 2.8/10
Return on EquityProfitability
4.3%3/10

ROE of 4.3% — below average capital efficiency

Profit MarginProfitability
1.5%3/10

1.5% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.312/10

Expensive relative to growth rate

NIO4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Operating MarginProfitability
2.3%3/10

Operating margin of 2.3%

Price/BookValuation
23.1x2/10

Trading at 23.1x book value

Return on EquityProfitability
-118.7%2/10

ROE of -118.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : GM

The strongest argument for GM centers on Price/Book, Market Cap, Free Cash Flow.

Bull Case : NIO

The strongest argument for NIO centers on Revenue Growth. Revenue growth of 75.9% demonstrates continued momentum.

Bear Case : GM

The primary concerns for GM are Return on Equity, Profit Margin, Piotroski F-Score. Thin 1.5% margins leave little buffer for downturns.

Bear Case : NIO

The primary concerns for NIO are EPS Growth, Operating Margin, Price/Book. Debt-to-equity of 7.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

GM profiles as a value stock while NIO is a hypergrowth play — different risk/reward profiles.

GM carries more volatility with a beta of 1.36 — expect wider price swings.

NIO is growing revenue faster at 75.9% — sustainability is the question.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GM scores higher overall (44/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

General Motors Company

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

General Motors Company (GM) is an American multinational corporation headquartered in Detroit, Michigan that designs, manufactures, markets, and distributes vehicles and vehicle parts, and sells financial services, with global headquarters in Detroit's Renaissance Center.

Nio Inc Class A ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

NIO Inc. designs, develops, manufactures, and sells smart electric vehicles in mainland China, Hong Kong, the United States, the United Kingdom, and Germany. The company is headquartered in Shanghai, China.

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