Employers Holdings Inc (EIG)vsFirst American Corporation (FAF)
EIG
Employers Holdings Inc
$43.63
+0.46%
FINANCIAL SERVICES · Cap: $848.84M
FAF
First American Corporation
$67.02
+1.70%
FINANCIAL SERVICES · Cap: $6.70B
Smart Verdict
WallStSmart Research — data-driven comparison
First American Corporation generates 792% more annual revenue ($7.71B vs $863.70M). FAF leads profitability with a 8.7% profit margin vs 0.9%. EIG appears more attractively valued with a PEG of 1.32. FAF earns a higher WallStSmart Score of 68/100 (B-).
EIG
Buy53
out of 100
Grade: C-
FAF
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 70.4% YoY
16.2% revenue growth
Areas to Watch
2.5% revenue growth
0.0% earnings growth
Smaller company, higher risk/reward
ROE of 0.9% — below average capital efficiency
Expensive relative to growth rate
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : EIG
The strongest argument for EIG centers on Price/Book, Debt/Equity. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bull Case : FAF
The strongest argument for FAF centers on P/E Ratio, Price/Book, EPS Growth. Revenue growth of 16.2% demonstrates continued momentum.
Bear Case : EIG
The primary concerns for EIG are Revenue Growth, EPS Growth, Market Cap. A P/E of 101.2x leaves little room for execution misses. Thin 0.9% margins leave little buffer for downturns.
Bear Case : FAF
The primary concerns for FAF are PEG Ratio, Free Cash Flow.
Key Dynamics to Monitor
EIG profiles as a value stock while FAF is a growth play — different risk/reward profiles.
FAF carries more volatility with a beta of 1.26 — expect wider price swings.
FAF is growing revenue faster at 16.2% — sustainability is the question.
EIG generates stronger free cash flow (1M), providing more financial flexibility.
Bottom Line
FAF scores higher overall (68/100 vs 53/100) and 16.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Employers Holdings Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Employers Holdings, Inc. operates in the commercial property and casualty insurance industry primarily in the United States. The company is headquartered in Reno, Nevada.
Visit Website →First American Corporation
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
First American Financial Corporation, provides financial services. The company is headquartered in Santa Ana, California.
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