Dollar Tree Inc (DLTR)vsUnited-Guardian Inc (UG)
DLTR
Dollar Tree Inc
$97.11
+1.47%
CONSUMER DEFENSIVE · Cap: $18.88B
UG
United-Guardian Inc
$7.13
+1.28%
CONSUMER DEFENSIVE · Cap: $32.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Dollar Tree Inc generates 183977% more annual revenue ($19.41B vs $10.55M). UG leads profitability with a 20.0% profit margin vs 6.6%. DLTR appears more attractively valued with a PEG of 1.12. UG earns a higher WallStSmart Score of 67/100 (B-).
DLTR
Strong Buy65
out of 100
Grade: B-
UG
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+26.4%
Fair Value
$169.84
Current Price
$97.11
$72.73 discount
Margin of Safety
+37.7%
Fair Value
$10.58
Current Price
$7.13
$3.45 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 32 in profit
Attractively priced relative to earnings
Keeps 20 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 24.4%
19.6% revenue growth
Earnings expanding 29.0% YoY
Areas to Watch
Grey zone — moderate risk
6.6% margin — thin
Elevated debt levels
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : DLTR
The strongest argument for DLTR centers on Return on Equity, P/E Ratio. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bull Case : UG
The strongest argument for UG centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 20.0% and operating margin at 24.4%. Revenue growth of 19.6% demonstrates continued momentum.
Bear Case : DLTR
The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Bear Case : UG
The primary concerns for UG are Market Cap.
Key Dynamics to Monitor
DLTR profiles as a value stock while UG is a growth play — different risk/reward profiles.
UG carries more volatility with a beta of 0.96 — expect wider price swings.
UG is growing revenue faster at 19.6% — sustainability is the question.
DLTR generates stronger free cash flow (970M), providing more financial flexibility.
Bottom Line
UG scores higher overall (67/100 vs 65/100), backed by strong 20.0% margins and 19.6% revenue growth. DLTR offers better value entry with a 26.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
Visit Website →United-Guardian Inc
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.
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