Dollar General Corporation (DG)vsUnited-Guardian Inc (UG)
DG
Dollar General Corporation
$115.88
+1.53%
CONSUMER DEFENSIVE · Cap: $25.51B
UG
United-Guardian Inc
$7.13
+1.28%
CONSUMER DEFENSIVE · Cap: $32.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Dollar General Corporation generates 405043% more annual revenue ($42.72B vs $10.55M). UG leads profitability with a 20.0% profit margin vs 3.5%. UG appears more attractively valued with a PEG of 1.13. UG earns a higher WallStSmart Score of 67/100 (B-).
DG
Buy65
out of 100
Grade: C+
UG
Strong Buy67
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+31.8%
Fair Value
$215.69
Current Price
$115.88
$99.81 discount
Margin of Safety
+37.7%
Fair Value
$10.58
Current Price
$7.13
$3.45 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 121.9% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Generating 1.3B in free cash flow
Keeps 20 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 24.4%
19.6% revenue growth
Earnings expanding 29.0% YoY
Areas to Watch
3.5% margin — thin
Elevated debt levels
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : DG
The strongest argument for DG centers on EPS Growth, P/E Ratio, Price/Book. PEG of 1.36 suggests the stock is reasonably priced for its growth.
Bull Case : UG
The strongest argument for UG centers on Profit Margin, P/E Ratio, Price/Book. Profitability is solid with margins at 20.0% and operating margin at 24.4%. Revenue growth of 19.6% demonstrates continued momentum.
Bear Case : DG
The primary concerns for DG are Profit Margin, Debt/Equity. Debt-to-equity of 2.02 is elevated, increasing financial risk. Thin 3.5% margins leave little buffer for downturns.
Bear Case : UG
The primary concerns for UG are Market Cap.
Key Dynamics to Monitor
DG profiles as a value stock while UG is a growth play — different risk/reward profiles.
UG carries more volatility with a beta of 0.96 — expect wider price swings.
UG is growing revenue faster at 19.6% — sustainability is the question.
DG generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
UG scores higher overall (67/100 vs 65/100), backed by strong 20.0% margins and 19.6% revenue growth. DG offers better value entry with a 31.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dollar General Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar General Corporation is an American chain of variety stores headquartered in Goodlettsville, Tennessee.
Visit Website →United-Guardian Inc
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
United-Guardian, Inc. manufactures and markets cosmetic ingredients, pharmaceuticals, medical lubricants, and specialty industrial products in the United States and internationally. The company is headquartered in Hauppauge, New York.
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