Dollar Tree Inc (DLTR)vsTAL Education Group (TAL)
DLTR
Dollar Tree Inc
$127.18
+2.85%
CONSUMER DEFENSIVE · Cap: $23.20B
TAL
TAL Education Group
$10.06
-1.47%
CONSUMER DEFENSIVE · Cap: $5.58B
Smart Verdict
WallStSmart Research — data-driven comparison
Dollar Tree Inc generates 529% more annual revenue ($20.07B vs $3.19B). TAL leads profitability with a 28.4% profit margin vs 8.0%. DLTR appears more attractively valued with a PEG of 1.27. TAL earns a higher WallStSmart Score of 80/100 (A-).
DLTR
Buy65
out of 100
Grade: C+
TAL
Exceptional Buy80
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+19.3%
Fair Value
$154.98
Current Price
$127.18
$27.80 discount
Margin of Safety
+89.5%
Fair Value
$113.21
Current Price
$10.06
$103.15 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 47 in profit
Earnings expanding 197.2% YoY
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 31.9% year-over-year
Earnings expanding 1360.0% YoY
Conservative balance sheet, low leverage
Keeps 28 of every $100 in revenue as profit
Areas to Watch
Elevated debt levels
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : DLTR
The strongest argument for DLTR centers on Return on Equity, EPS Growth, P/E Ratio. PEG of 1.27 suggests the stock is reasonably priced for its growth.
Bull Case : TAL
The strongest argument for TAL centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.
Bear Case : DLTR
The primary concerns for DLTR are Debt/Equity. Debt-to-equity of 2.24 is elevated, increasing financial risk.
Bear Case : TAL
The primary concerns for TAL are PEG Ratio.
Key Dynamics to Monitor
DLTR profiles as a value stock while TAL is a growth play — different risk/reward profiles.
DLTR carries more volatility with a beta of 0.72 — expect wider price swings.
TAL is growing revenue faster at 31.9% — sustainability is the question.
DLTR generates stronger free cash flow (675M), providing more financial flexibility.
Bottom Line
TAL scores higher overall (80/100 vs 65/100), backed by strong 28.4% margins and 31.9% revenue growth. DLTR offers better value entry with a 19.3% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
Visit Website →TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
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