WallStSmart

Dine Brands Global Inc (DIN)vsThe Home Depot Inc (HD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Home Depot Inc generates 18625% more annual revenue ($166.59B vs $889.70M). HD leads profitability with a 8.4% profit margin vs 1.8%. DIN appears more attractively valued with a PEG of 1.29. HD earns a higher WallStSmart Score of 51/100 (C-).

DIN

Hold

50

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 7.3Quality: 5.0
Piotroski: 4/9Altman Z: 0.69

HD

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.0Quality: 5.0
Piotroski: 2/9Altman Z: 3.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DINUndervalued (+49.2%)

Margin of Safety

+49.2%

Fair Value

$68.29

Current Price

$34.10

$34.19 discount

UndervaluedFair: $68.29Overvalued
HDSignificantly Overvalued (-64.2%)

Margin of Safety

-64.2%

Fair Value

$212.44

Current Price

$348.86

$136.42 premium

UndervaluedFair: $212.44Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DIN1 strengths · Avg: 10.0/10
Debt/EquityHealth
-5.5810/10

Conservative balance sheet, low leverage

HD4 strengths · Avg: 9.5/10
Market CapQuality
$347.85B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
101.0%10/10

Every $100 of equity generates 101 in profit

Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Free Cash FlowQuality
$5.19B8/10

Generating 5.2B in free cash flow

Areas to Watch

DIN4 concerns · Avg: 3.5/10
P/E RatioValuation
29.1x4/10

Moderate valuation

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Market CapQuality
$424.45M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

HD4 concerns · Avg: 3.3/10
PEG RatioValuation
1.974/10

Expensive relative to growth rate

Revenue GrowthGrowth
4.8%4/10

4.8% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Price/BookValuation
25.1x2/10

Trading at 25.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : DIN

The strongest argument for DIN centers on Debt/Equity. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : HD

The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.

Bear Case : DIN

The primary concerns for DIN are P/E Ratio, Revenue Growth, Market Cap. Thin 1.8% margins leave little buffer for downturns.

Bear Case : HD

The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

DIN carries more volatility with a beta of 0.99 — expect wider price swings.

HD is growing revenue faster at 4.8% — sustainability is the question.

HD generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HD scores higher overall (51/100 vs 50/100). DIN offers better value entry with a 49.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Dine Brands Global Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Dine Brands Global, Inc. owns, franchises, operates and leases full service restaurants in the United States and internationally. The company is headquartered in Glendale, California.

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The Home Depot Inc

CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA

The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.

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