WallStSmart

Covenant Logistics Group, Inc. (CVLG)vsTFI International Inc (TFII)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TFI International Inc generates 555% more annual revenue ($7.87B vs $1.20B). TFII leads profitability with a 3.8% profit margin vs 0.4%. TFII trades at a lower P/E of 44.4x. CVLG earns a higher WallStSmart Score of 41/100 (D).

CVLG

Hold

41

out of 100

Grade: D

Growth: 3.3Profit: 4.0Value: 3.0Quality: 5.0
Piotroski: 2/9Altman Z: 1.84

TFII

Avoid

35

out of 100

Grade: F

Growth: 3.3Profit: 5.0Value: 4.7Quality: 5.0
Piotroski: 3/9Altman Z: 2.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CVLGSignificantly Overvalued (-41.8%)

Margin of Safety

-41.8%

Fair Value

$20.63

Current Price

$43.52

$22.89 premium

UndervaluedFair: $20.63Overvalued

Intrinsic value data unavailable for TFII.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CVLG1 strengths · Avg: 8.0/10
Price/BookValuation
2.7x8/10

Reasonable price relative to book value

TFII0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

CVLG4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.844/10

Grey zone — moderate risk

Market CapQuality
$1.09B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.3%3/10

ROE of 1.3% — below average capital efficiency

Profit MarginProfitability
0.4%3/10

0.4% margin — thin

TFII4 concerns · Avg: 3.0/10
Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Operating MarginProfitability
4.4%3/10

Operating margin of 4.4%

Debt/EquityHealth
1.203/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CVLG

The strongest argument for CVLG centers on Price/Book. Revenue growth of 14.0% demonstrates continued momentum.

Bull Case : TFII

TFII has a balanced fundamental profile.

Bear Case : CVLG

The primary concerns for CVLG are Altman Z-Score, Market Cap, Return on Equity. A P/E of 480.2x leaves little room for execution misses. Thin 0.4% margins leave little buffer for downturns.

Bear Case : TFII

The primary concerns for TFII are Profit Margin, Operating Margin, Debt/Equity. A P/E of 44.4x leaves little room for execution misses. Thin 3.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

TFII carries more volatility with a beta of 1.46 — expect wider price swings.

CVLG is growing revenue faster at 14.0% — sustainability is the question.

TFII generates stronger free cash flow (94M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CVLG scores higher overall (41/100 vs 35/100) and 14.0% revenue growth. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Covenant Logistics Group, Inc.

INDUSTRIALS · TRUCKING · USA

Covenant Logistics Group, Inc., provides transportation and logistics services in the United States. The company is headquartered in Chattanooga, Tennessee.

Visit Website →

TFI International Inc

INDUSTRIALS · TRUCKING · USA

TFI International Inc. provides transportation and logistics services in the United States, Canada, and Mexico. The company is headquartered in Saint-Laurent, Canada.

Want to dig deeper into these stocks?