Cavco Industries Inc (CVCO)vsPulteGroup Inc (PHM)
CVCO
Cavco Industries Inc
$485.50
+2.16%
CONSUMER CYCLICAL · Cap: $3.59B
PHM
PulteGroup Inc
$118.18
+0.08%
CONSUMER CYCLICAL · Cap: $22.71B
Smart Verdict
WallStSmart Research — data-driven comparison
PulteGroup Inc generates 686% more annual revenue ($17.31B vs $2.20B). PHM leads profitability with a 12.8% profit margin vs 8.4%. PHM appears more attractively valued with a PEG of 1.02. PHM earns a higher WallStSmart Score of 61/100 (C+).
CVCO
Hold49
out of 100
Grade: D+
PHM
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-263.7%
Fair Value
$156.47
Current Price
$485.50
$329.03 premium
Margin of Safety
-84.2%
Fair Value
$75.62
Current Price
$118.18
$42.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Earnings declined 19.1%
Weak financial health signals
Revenue declined 6.3%
Earnings declined 42.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : CVCO
The strongest argument for CVCO centers on Altman Z-Score. Revenue growth of 11.3% demonstrates continued momentum.
Bull Case : PHM
The strongest argument for PHM centers on P/E Ratio, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.
Bear Case : CVCO
The primary concerns for CVCO are PEG Ratio, EPS Growth.
Bear Case : PHM
The primary concerns for PHM are Piotroski F-Score, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
CVCO profiles as a value stock while PHM is a declining play — different risk/reward profiles.
PHM carries more volatility with a beta of 1.30 — expect wider price swings.
CVCO is growing revenue faster at 11.3% — sustainability is the question.
PHM generates stronger free cash flow (740M), providing more financial flexibility.
Bottom Line
PHM scores higher overall (61/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cavco Industries Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Cavco Industries, Inc. designs, produces and retails manufactured homes primarily in the United States. The company is headquartered in Phoenix, Arizona.
PulteGroup Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.
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