Cavco Industries Inc (CVCO)vsToll Brothers Inc (TOL)
CVCO
Cavco Industries Inc
$532.57
-1.23%
CONSUMER CYCLICAL · Cap: $4.10B
TOL
Toll Brothers Inc
$144.33
+3.14%
CONSUMER CYCLICAL · Cap: $13.08B
Smart Verdict
WallStSmart Research — data-driven comparison
Toll Brothers Inc generates 368% more annual revenue ($10.76B vs $2.30B). TOL leads profitability with a 11.1% profit margin vs 7.9%. TOL appears more attractively valued with a PEG of 0.91. TOL earns a higher WallStSmart Score of 59/100 (C).
CVCO
Hold47
out of 100
Grade: D+
TOL
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-43.6%
Fair Value
$396.29
Current Price
$532.57
$136.28 premium
Margin of Safety
-45.7%
Fair Value
$96.03
Current Price
$144.33
$48.30 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
7.9% margin — thin
Expensive relative to growth rate
Earnings declined 15.4%
Weak financial health signals
Revenue declined 9.7%
Earnings declined 20.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : CVCO
The strongest argument for CVCO centers on Debt/Equity, Altman Z-Score.
Bull Case : TOL
The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : CVCO
The primary concerns for CVCO are Profit Margin, PEG Ratio, EPS Growth.
Bear Case : TOL
The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
CVCO profiles as a value stock while TOL is a declining play — different risk/reward profiles.
TOL carries more volatility with a beta of 1.30 — expect wider price swings.
CVCO is growing revenue faster at 9.5% — sustainability is the question.
TOL generates stronger free cash flow (220M), providing more financial flexibility.
Bottom Line
TOL scores higher overall (59/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cavco Industries Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Cavco Industries, Inc. designs, produces and retails manufactured homes primarily in the United States. The company is headquartered in Phoenix, Arizona.
Toll Brothers Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.
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