Citi Trends Inc (CTRN)vsRoss Stores Inc (ROST)
CTRN
Citi Trends Inc
$60.62
-5.22%
CONSUMER CYCLICAL · Cap: $505.54M
ROST
Ross Stores Inc
$230.74
+2.33%
CONSUMER CYCLICAL · Cap: $74.02B
Smart Verdict
WallStSmart Research — data-driven comparison
Ross Stores Inc generates 2718% more annual revenue ($24.51B vs $869.97M). ROST leads profitability with a 10.8% profit margin vs 0.8%. ROST appears more attractively valued with a PEG of 2.42. ROST earns a higher WallStSmart Score of 64/100 (C+).
CTRN
Buy54
out of 100
Grade: C-
ROST
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-37.4%
Fair Value
$33.55
Current Price
$60.62
$27.07 premium
Margin of Safety
-4.8%
Fair Value
$183.73
Current Price
$230.74
$47.01 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 739.0% YoY
Every $100 of equity generates 39 in profit
Earnings expanding 70.5% YoY
Safe zone — low bankruptcy risk
Large-cap with strong market position
Areas to Watch
Smaller company, higher risk/reward
ROE of 5.9% — below average capital efficiency
0.8% margin — thin
Elevated debt levels
Expensive relative to growth rate
Moderate valuation
Trading at 10.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : CTRN
The strongest argument for CTRN centers on EPS Growth. Revenue growth of 10.9% demonstrates continued momentum.
Bull Case : ROST
The strongest argument for ROST centers on Return on Equity, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum.
Bear Case : CTRN
The primary concerns for CTRN are Market Cap, Return on Equity, Profit Margin. A P/E of 70.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.
Bear Case : ROST
The primary concerns for ROST are PEG Ratio, P/E Ratio, Price/Book.
Key Dynamics to Monitor
CTRN carries more volatility with a beta of 1.82 — expect wider price swings.
ROST is growing revenue faster at 13.3% — sustainability is the question.
ROST generates stronger free cash flow (624M), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ROST scores higher overall (64/100 vs 54/100) and 13.3% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Citi Trends Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Citi Trends, Inc. is a retailer of affordable fashion clothing, accessories and home goods. The company is headquartered in Savannah, Georgia.
Ross Stores Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.
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