Citi Trends Inc (CTRN)vsThe Home Depot Inc (HD)
CTRN
Citi Trends Inc
$66.64
-0.72%
CONSUMER CYCLICAL · Cap: $514.03M
HD
The Home Depot Inc
$333.33
-1.45%
CONSUMER CYCLICAL · Cap: $337.89B
Smart Verdict
WallStSmart Research — data-driven comparison
The Home Depot Inc generates 19520% more annual revenue ($166.59B vs $849.09M). HD leads profitability with a 8.4% profit margin vs 1.4%. HD appears more attractively valued with a PEG of 1.88. CTRN earns a higher WallStSmart Score of 57/100 (C).
CTRN
Buy57
out of 100
Grade: C
HD
Buy54
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-42.2%
Fair Value
$32.41
Current Price
$66.64
$34.23 premium
Margin of Safety
-61.3%
Fair Value
$213.57
Current Price
$333.33
$119.76 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 739.0% YoY
Mega-cap, among the largest globally
Every $100 of equity generates 101 in profit
Safe zone — low bankruptcy risk
Generating 5.2B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
1.4% margin — thin
Operating margin of 3.2%
Elevated debt levels
Expensive relative to growth rate
4.8% revenue growth
Weak financial health signals
Trading at 23.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : CTRN
The strongest argument for CTRN centers on EPS Growth. Revenue growth of 14.4% demonstrates continued momentum.
Bull Case : HD
The strongest argument for HD centers on Market Cap, Return on Equity, Altman Z-Score.
Bear Case : CTRN
The primary concerns for CTRN are Market Cap, Profit Margin, Operating Margin. A P/E of 44.7x leaves little room for execution misses. Debt-to-equity of 1.81 is elevated, increasing financial risk.
Bear Case : HD
The primary concerns for HD are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.18 is elevated, increasing financial risk.
Key Dynamics to Monitor
CTRN carries more volatility with a beta of 1.83 — expect wider price swings.
CTRN is growing revenue faster at 14.4% — sustainability is the question.
HD generates stronger free cash flow (5.2B), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CTRN scores higher overall (57/100 vs 54/100) and 14.4% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Citi Trends Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Citi Trends, Inc. is a retailer of affordable fashion clothing, accessories and home goods. The company is headquartered in Savannah, Georgia.
The Home Depot Inc
CONSUMER CYCLICAL · HOME IMPROVEMENT RETAIL · USA
The Home Depot, Inc., commonly known as Home Depot, is the largest home improvement retailer in the United States, supplying tools, construction products, and services. The company is headquartered in incorporated Cobb County, Georgia, with an Atlanta mailing address.
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