CorVel Corp (CRVL)vsWillis Towers Watson PLC (WTW)
CRVL
CorVel Corp
$52.25
-2.04%
FINANCIAL SERVICES · Cap: $2.68B
WTW
Willis Towers Watson PLC
$289.51
-1.31%
FINANCIAL SERVICES · Cap: $28.09B
Smart Verdict
WallStSmart Research — data-driven comparison
Willis Towers Watson PLC generates 931% more annual revenue ($9.71B vs $941.49M). WTW leads profitability with a 16.5% profit margin vs 11.2%. WTW trades at a lower P/E of 18.1x. WTW earns a higher WallStSmart Score of 62/100 (C+).
CRVL
Hold45
out of 100
Grade: D+
WTW
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-121.1%
Fair Value
$21.05
Current Price
$52.25
$31.20 premium
Margin of Safety
-153.5%
Fair Value
$110.50
Current Price
$289.51
$179.01 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 31 in profit
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Strong operational efficiency at 35.4%
Every $100 of equity generates 20 in profit
Areas to Watch
Moderate valuation
3.4% revenue growth
2.2% earnings growth
Revenue declined 3.3%
Earnings declined 38.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CRVL
The strongest argument for CRVL centers on Return on Equity, Altman Z-Score, Debt/Equity.
Bull Case : WTW
The strongest argument for WTW centers on Operating Margin, Return on Equity. Profitability is solid with margins at 16.5% and operating margin at 35.4%. PEG of 1.08 suggests the stock is reasonably priced for its growth.
Bear Case : CRVL
The primary concerns for CRVL are P/E Ratio, Revenue Growth, EPS Growth.
Bear Case : WTW
The primary concerns for WTW are Revenue Growth, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
CRVL profiles as a value stock while WTW is a declining play — different risk/reward profiles.
CRVL carries more volatility with a beta of 1.11 — expect wider price swings.
CRVL is growing revenue faster at 3.4% — sustainability is the question.
WTW generates stronger free cash flow (708M), providing more financial flexibility.
Bottom Line
WTW scores higher overall (62/100 vs 45/100), backed by strong 16.5% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CorVel Corp
FINANCIAL SERVICES · INSURANCE BROKERS · USA
CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.
Visit Website →Willis Towers Watson PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm that excels in risk management, insurance, and consulting services. With a presence in over 140 countries, WTW leverages cutting-edge data analytics and technology to deliver tailored solutions across key sectors such as health, retirement, and talent management. The company caters to a diverse clientele, ranging from multinational corporations to smaller enterprises, and is dedicated to fostering sustainable growth while enhancing client engagement. Its strategic initiatives position WTW as a trusted partner for organizations seeking to navigate the complexities of an evolving market landscape.
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