WallStSmart

CorVel Corp (CRVL)vsWillis Towers Watson PLC (WTW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Willis Towers Watson PLC generates 927% more annual revenue ($10.10B vs $983.74M). WTW leads profitability with a 15.5% profit margin vs 11.7%. WTW trades at a lower P/E of 20.2x. WTW earns a higher WallStSmart Score of 60/100 (C).

CRVL

Buy

57

out of 100

Grade: C

Growth: 7.3Profit: 8.0Value: 5.3Quality: 8.0
Piotroski: 4/9Altman Z: 5.82

WTW

Buy

60

out of 100

Grade: C

Growth: 4.0Profit: 7.5Value: 5.7Quality: 4.5
Piotroski: 4/9Altman Z: 0.91

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRVL4 strengths · Avg: 9.3/10
Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.8210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.0%9/10

Every $100 of equity generates 28 in profit

EPS GrowthGrowth
21.2%8/10

Earnings expanding 21.2% YoY

WTW1 strengths · Avg: 9.0/10
Return on EquityProfitability
20.4%9/10

Every $100 of equity generates 20 in profit

Areas to Watch

CRVL2 concerns · Avg: 4.0/10
P/E RatioValuation
29.5x4/10

Moderate valuation

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

WTW2 concerns · Avg: 2.0/10
EPS GrowthGrowth
-26.8%2/10

Earnings declined 26.8%

Altman Z-ScoreHealth
0.912/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CRVL

The strongest argument for CRVL centers on Debt/Equity, Altman Z-Score, Return on Equity. Revenue growth of 10.7% demonstrates continued momentum.

Bull Case : WTW

The strongest argument for WTW centers on Return on Equity. Profitability is solid with margins at 15.5% and operating margin at 17.6%. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : CRVL

The primary concerns for CRVL are P/E Ratio, Price/Book.

Bear Case : WTW

The primary concerns for WTW are EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

CRVL profiles as a value stock while WTW is a mature play — different risk/reward profiles.

CRVL carries more volatility with a beta of 0.97 — expect wider price swings.

CRVL is growing revenue faster at 10.7% — sustainability is the question.

WTW generates stronger free cash flow (425M), providing more financial flexibility.

Bottom Line

WTW scores higher overall (60/100 vs 57/100), backed by strong 15.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CorVel Corp

FINANCIAL SERVICES · INSURANCE BROKERS · USA

CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.

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Willis Towers Watson PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Willis Towers Watson PLC (WTW) is a leading global advisory, broking, and solutions firm, dedicated to delivering innovative risk management, insurance, and consulting services across more than 140 countries. With a strong emphasis on advanced data analytics and technology, WTW provides tailored solutions to address critical issues in health, retirement, and talent management for a diverse client base, including multinational corporations and small businesses. The firm’s commitment to driving sustainable growth and enhancing client engagement positions it as a trusted partner in navigating complex market dynamics, further solidifying its status as an industry leader.

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