WallStSmart

Aon PLC (AON)vsCorVel Corp (CRVL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Aon PLC generates 1724% more annual revenue ($17.49B vs $958.53M). AON leads profitability with a 22.5% profit margin vs 11.5%. AON trades at a lower P/E of 17.5x. AON earns a higher WallStSmart Score of 70/100 (B).

AON

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 8.5Value: 5.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.82

CRVL

Buy

53

out of 100

Grade: C-

Growth: 7.3Profit: 8.5Value: 5.3Quality: 7.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AON6 strengths · Avg: 9.0/10
Return on EquityProfitability
40.1%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
35.8%10/10

Strong operational efficiency at 35.8%

Market CapQuality
$67.89B9/10

Large-cap with strong market position

Profit MarginProfitability
22.5%9/10

Keeps 23 of every $100 in revenue as profit

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
27.1%8/10

Earnings expanding 27.1% YoY

CRVL2 strengths · Avg: 9.5/10
Debt/EquityHealth
0.0510/10

Conservative balance sheet, low leverage

Return on EquityProfitability
28.0%9/10

Every $100 of equity generates 28 in profit

Areas to Watch

AON3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.563/10

Elevated debt levels

PEG RatioValuation
2.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

CRVL1 concerns · Avg: 4.0/10
P/E RatioValuation
28.2x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : AON

The strongest argument for AON centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 22.5% and operating margin at 35.8%.

Bull Case : CRVL

The strongest argument for CRVL centers on Debt/Equity, Return on Equity.

Bear Case : AON

The primary concerns for AON are Debt/Equity, PEG Ratio, Altman Z-Score. Debt-to-equity of 1.56 is elevated, increasing financial risk.

Bear Case : CRVL

The primary concerns for CRVL are P/E Ratio.

Key Dynamics to Monitor

AON profiles as a mature stock while CRVL is a value play — different risk/reward profiles.

CRVL carries more volatility with a beta of 0.98 — expect wider price swings.

CRVL is growing revenue faster at 7.4% — sustainability is the question.

AON generates stronger free cash flow (363M), providing more financial flexibility.

Bottom Line

AON scores higher overall (70/100 vs 53/100), backed by strong 22.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Aon PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.

CorVel Corp

FINANCIAL SERVICES · INSURANCE BROKERS · USA

CorVel Corporation provides workers' compensation, auto, liability and health solutions for employers, outside administrators, insurance companies, and government agencies to help them manage medical costs and monitor the quality of care associated with health care claims. The company is headquartered in Fort Worth, Texas.

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