WallStSmart

Century Communities Inc (CCS)vsSmith Douglas Homes Corp. (SDHC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 320% more annual revenue ($4.00B vs $952.84M). CCS leads profitability with a 3.3% profit margin vs 0.9%. CCS trades at a lower P/E of 14.4x. CCS earns a higher WallStSmart Score of 52/100 (C-).

CCS

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 8.0Quality: 7.0
Piotroski: 2/9Altman Z: 3.30

SDHC

Hold

40

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 6.0Quality: 7.5
Piotroski: 2/9Altman Z: 5.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSUndervalued (+10.0%)

Margin of Safety

+10.0%

Fair Value

$81.55

Current Price

$69.57

$11.98 discount

UndervaluedFair: $81.55Overvalued

Intrinsic value data unavailable for SDHC.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS4 strengths · Avg: 9.5/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.3010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.4x8/10

Attractively priced relative to earnings

SDHC3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.5510/10

Safe zone — low bankruptcy risk

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.84B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

SDHC4 concerns · Avg: 3.0/10
Market CapQuality
$128.88M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

Operating MarginProfitability
2.7%3/10

Operating margin of 2.7%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, Price/Book, Altman Z-Score. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : SDHC

The strongest argument for SDHC centers on Altman Z-Score, P/E Ratio, Price/Book.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : SDHC

The primary concerns for SDHC are Market Cap, Profit Margin, Operating Margin. Thin 0.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

CCS carries more volatility with a beta of 1.29 — expect wider price swings.

SDHC is growing revenue faster at -8.1% — sustainability is the question.

SDHC generates stronger free cash flow (-202,000), providing more financial flexibility.

Monitor REAL ESTATE - DEVELOPMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CCS scores higher overall (52/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Smith Douglas Homes Corp.

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Smith Douglas Homes Corp. The company is headquartered in Woodstock, Georgia.

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