WallStSmart

Century Communities Inc (CCS)vsSmith Douglas Homes Corp. (SDHC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 292% more annual revenue ($3.93B vs $1.00B). CCS leads profitability with a 3.4% profit margin vs 0.6%. CCS trades at a lower P/E of 13.7x. CCS earns a higher WallStSmart Score of 59/100 (C).

CCS

Buy

59

out of 100

Grade: C

Growth: 3.3Profit: 4.5Value: 8.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.30

SDHC

Hold

46

out of 100

Grade: D+

Growth: 5.3Profit: 5.0Value: 5.0Quality: 7.5
Piotroski: 2/9Altman Z: 5.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSUndervalued (+9.0%)

Margin of Safety

+9.0%

Fair Value

$80.64

Current Price

$60.54

$20.10 discount

UndervaluedFair: $80.64Overvalued
SDHCSignificantly Overvalued (-46.1%)

Margin of Safety

-46.1%

Fair Value

$12.34

Current Price

$10.58

$1.76 premium

UndervaluedFair: $12.34Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS4 strengths · Avg: 9.5/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.3010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

SDHC4 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
5.5510/10

Safe zone — low bankruptcy risk

P/E RatioValuation
15.6x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
21.9%8/10

Revenue surging 21.9% year-over-year

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.77B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

SDHC4 concerns · Avg: 3.0/10
Market CapQuality
$94.08M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, Price/Book, Altman Z-Score. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : SDHC

The strongest argument for SDHC centers on Price/Book, Altman Z-Score, P/E Ratio. Revenue growth of 21.9% demonstrates continued momentum.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.4% margins leave little buffer for downturns.

Bear Case : SDHC

The primary concerns for SDHC are Market Cap, Profit Margin, Operating Margin. Thin 0.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

CCS profiles as a value stock while SDHC is a growth play — different risk/reward profiles.

CCS carries more volatility with a beta of 1.29 — expect wider price swings.

SDHC is growing revenue faster at 21.9% — sustainability is the question.

SDHC generates stronger free cash flow (4M), providing more financial flexibility.

Bottom Line

CCS scores higher overall (59/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Smith Douglas Homes Corp.

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Smith Douglas Homes Corp. The company is headquartered in Woodstock, Georgia.

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