WallStSmart

Century Communities Inc (CCS)vsFive Point Holdings LLC (FPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 3263% more annual revenue ($3.93B vs $116.87M). FPH leads profitability with a 45.4% profit margin vs 3.4%. FPH trades at a lower P/E of 7.0x. FPH earns a higher WallStSmart Score of 60/100 (C+).

CCS

Buy

59

out of 100

Grade: C

Growth: 3.3Profit: 4.5Value: 8.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.30

FPH

Buy

60

out of 100

Grade: C+

Growth: 10.0Profit: 4.5Value: 7.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSUndervalued (+9.0%)

Margin of Safety

+9.0%

Fair Value

$80.64

Current Price

$60.54

$20.10 discount

UndervaluedFair: $80.64Overvalued
FPHUndervalued (+13.3%)

Margin of Safety

+13.3%

Fair Value

$6.10

Current Price

$5.05

$1.05 discount

UndervaluedFair: $6.10Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS4 strengths · Avg: 9.5/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.3010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

FPH6 strengths · Avg: 10.0/10
P/E RatioValuation
7.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
45.4%10/10

Keeps 45 of every $100 in revenue as profit

Revenue GrowthGrowth
86.0%10/10

Revenue surging 86.0% year-over-year

EPS GrowthGrowth
228.2%10/10

Earnings expanding 228.2% YoY

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.77B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

FPH4 concerns · Avg: 2.8/10
Market CapQuality
$746.91M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.2%3/10

ROE of 6.2% — below average capital efficiency

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-10.33M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, Price/Book, Altman Z-Score. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : FPH

The strongest argument for FPH centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 45.4% and operating margin at -54.3%. Revenue growth of 86.0% demonstrates continued momentum.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.4% margins leave little buffer for downturns.

Bear Case : FPH

The primary concerns for FPH are Market Cap, Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

CCS profiles as a value stock while FPH is a growth play — different risk/reward profiles.

FPH carries more volatility with a beta of 1.34 — expect wider price swings.

FPH is growing revenue faster at 86.0% — sustainability is the question.

FPH generates stronger free cash flow (-10M), providing more financial flexibility.

Bottom Line

FPH scores higher overall (60/100 vs 59/100), backed by strong 45.4% margins and 86.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Five Point Holdings LLC

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Five Point Holdings, LLC, through its subsidiary, Five Point Operating Company, LP, designs and develops planned and mixed-use communities in Orange, Los Angeles and San Francisco counties. The company is headquartered in Irvine, California.

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