WallStSmart

Century Communities Inc (CCS)vsForestar Group Inc (FOR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 134% more annual revenue ($4.00B vs $1.71B). FOR leads profitability with a 9.8% profit margin vs 3.3%. CCS appears more attractively valued with a PEG of 0.45. CCS earns a higher WallStSmart Score of 52/100 (C-).

CCS

Buy

52

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 5.0

FOR

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 7.3Quality: 4.5
Piotroski: 1/9Altman Z: 1.99
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSOvervalued (-8.2%)

Margin of Safety

-8.2%

Fair Value

$67.83

Current Price

$52.82

$15.01 premium

UndervaluedFair: $67.83Overvalued
FORUndervalued (+70.3%)

Margin of Safety

+70.3%

Fair Value

$99.38

Current Price

$27.47

$71.91 discount

UndervaluedFair: $99.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

P/E RatioValuation
12.1x8/10

Attractively priced relative to earnings

FOR3 strengths · Avg: 9.3/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
22.3%8/10

Earnings expanding 22.3% YoY

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.55B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

FOR4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Market CapQuality
$1.40B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, Price/Book, P/E Ratio. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : FOR

The strongest argument for FOR centers on P/E Ratio, Price/Book, EPS Growth.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : FOR

The primary concerns for FOR are Altman Z-Score, Market Cap, Operating Margin.

Key Dynamics to Monitor

FOR carries more volatility with a beta of 1.45 — expect wider price swings.

FOR is growing revenue faster at -3.0% — sustainability is the question.

FOR generates stronger free cash flow (152M), providing more financial flexibility.

Monitor REAL ESTATE - DEVELOPMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CCS scores higher overall (52/100 vs 51/100). FOR offers better value entry with a 70.3% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Forestar Group Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Forestar Group Inc. is a residential lot development company in the United States. The company is headquartered in Arlington, Texas.

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