WallStSmart

Century Communities Inc (CCS)vsForestar Group Inc (FOR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Century Communities Inc generates 128% more annual revenue ($3.93B vs $1.72B). FOR leads profitability with a 9.9% profit margin vs 3.4%. CCS appears more attractively valued with a PEG of 0.45. CCS earns a higher WallStSmart Score of 59/100 (C).

CCS

Buy

59

out of 100

Grade: C

Growth: 3.3Profit: 4.5Value: 8.0Quality: 7.5
Piotroski: 2/9Altman Z: 3.30

FOR

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 7.3Quality: 5.0
Piotroski: 1/9Altman Z: 1.99
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCSUndervalued (+9.0%)

Margin of Safety

+9.0%

Fair Value

$80.64

Current Price

$60.54

$20.10 discount

UndervaluedFair: $80.64Overvalued
FORUndervalued (+69.9%)

Margin of Safety

+69.9%

Fair Value

$98.00

Current Price

$26.85

$71.15 discount

UndervaluedFair: $98.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCS4 strengths · Avg: 9.5/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.3010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

FOR3 strengths · Avg: 9.3/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
22.3%8/10

Earnings expanding 22.3% YoY

Areas to Watch

CCS4 concerns · Avg: 3.0/10
Market CapQuality
$1.77B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.2%3/10

ROE of 5.2% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

FOR4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Market CapQuality
$1.37B3/10

Smaller company, higher risk/reward

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : CCS

The strongest argument for CCS centers on PEG Ratio, Price/Book, Altman Z-Score. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : FOR

The strongest argument for FOR centers on P/E Ratio, Price/Book, EPS Growth.

Bear Case : CCS

The primary concerns for CCS are Market Cap, Return on Equity, Profit Margin. Thin 3.4% margins leave little buffer for downturns.

Bear Case : FOR

The primary concerns for FOR are Altman Z-Score, Market Cap, Operating Margin.

Key Dynamics to Monitor

FOR carries more volatility with a beta of 1.41 — expect wider price swings.

FOR is growing revenue faster at -3.0% — sustainability is the question.

FOR generates stronger free cash flow (32M), providing more financial flexibility.

Monitor REAL ESTATE - DEVELOPMENT industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CCS scores higher overall (59/100 vs 51/100). FOR offers better value entry with a 69.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Century Communities Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Century Communities, Inc. is dedicated to the design, development, construction, marketing and sale of attached and attached single-family homes. The company is headquartered in Greenwood Village, Colorado.

Forestar Group Inc

REAL ESTATE · REAL ESTATE - DEVELOPMENT · USA

Forestar Group Inc. is a residential lot development company in the United States. The company is headquartered in Arlington, Texas.

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