WallStSmart

Cass Information Systems Inc (CASS)vsThomson Reuters Corporation Common Shares (TRI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Thomson Reuters Corporation Common Shares generates 3504% more annual revenue ($7.48B vs $207.42M). TRI leads profitability with a 20.1% profit margin vs 16.9%. CASS trades at a lower P/E of 18.8x. CASS earns a higher WallStSmart Score of 60/100 (C).

CASS

Buy

60

out of 100

Grade: C

Growth: 8.7Profit: 7.0Value: 8.3Quality: 5.0

TRI

Hold

49

out of 100

Grade: D+

Growth: 4.0Profit: 7.5Value: 4.7Quality: 5.3
Piotroski: 5/9Altman Z: 2.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CASSUndervalued (+58.0%)

Margin of Safety

+58.0%

Fair Value

$108.11

Current Price

$44.16

$63.95 discount

UndervaluedFair: $108.11Overvalued
TRISignificantly Overvalued (-298.8%)

Margin of Safety

-298.8%

Fair Value

$22.37

Current Price

$87.40

$65.03 premium

UndervaluedFair: $22.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CASS3 strengths · Avg: 8.7/10
EPS GrowthGrowth
87.6%10/10

Earnings expanding 87.6% YoY

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

Operating MarginProfitability
29.7%8/10

Strong operational efficiency at 29.7%

TRI2 strengths · Avg: 8.5/10
Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

CASS1 concerns · Avg: 3.0/10
Market CapQuality
$568.38M3/10

Smaller company, higher risk/reward

TRI3 concerns · Avg: 2.7/10
P/E RatioValuation
26.6x4/10

Moderate valuation

PEG RatioValuation
9.702/10

Expensive relative to growth rate

EPS GrowthGrowth
-42.6%2/10

Earnings declined 42.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CASS

The strongest argument for CASS centers on EPS Growth, Price/Book, Operating Margin. Profitability is solid with margins at 16.9% and operating margin at 29.7%.

Bull Case : TRI

The strongest argument for TRI centers on Profit Margin, Operating Margin. Profitability is solid with margins at 20.1% and operating margin at 26.6%.

Bear Case : CASS

The primary concerns for CASS are Market Cap.

Bear Case : TRI

The primary concerns for TRI are P/E Ratio, PEG Ratio, EPS Growth.

Key Dynamics to Monitor

CASS carries more volatility with a beta of 0.44 — expect wider price swings.

CASS is growing revenue faster at 6.2% — sustainability is the question.

TRI generates stronger free cash flow (607M), providing more financial flexibility.

Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CASS scores higher overall (60/100 vs 49/100), backed by strong 16.9% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cass Information Systems Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Cass Information Systems, Inc. provides information processing and payment services to manufacturing, distribution and retail companies in the United States. The company is headquartered in St. Louis, Missouri.

Thomson Reuters Corporation Common Shares

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

Thomson Reuters Corporation provides business information services in the Americas, Europe, the Middle East, Africa, and Asia Pacific.

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