Cass Information Systems Inc (CASS)vsRelx PLC ADR (RELX)
CASS
Cass Information Systems Inc
$47.52
+0.95%
INDUSTRIALS · Cap: $605.85M
RELX
Relx PLC ADR
$35.15
+2.00%
INDUSTRIALS · Cap: $59.95B
Smart Verdict
WallStSmart Research — data-driven comparison
Relx PLC ADR generates 4488% more annual revenue ($9.59B vs $209.05M). RELX leads profitability with a 21.5% profit margin vs 16.7%. CASS trades at a lower P/E of 20.1x. RELX earns a higher WallStSmart Score of 62/100 (C+).
CASS
Hold50
out of 100
Grade: D+
RELX
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+31.9%
Fair Value
$66.71
Current Price
$47.52
$19.19 discount
Margin of Safety
+59.1%
Fair Value
$70.55
Current Price
$35.15
$35.40 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 27.8%
Every $100 of equity generates 169 in profit
Strong operational efficiency at 31.4%
Large-cap with strong market position
Keeps 22 of every $100 in revenue as profit
Generating 1.5B in free cash flow
Areas to Watch
3.2% revenue growth
1.0% earnings growth
Smaller company, higher risk/reward
1.2% revenue growth
Trading at 79.9x book value
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CASS
The strongest argument for CASS centers on Price/Book, Operating Margin. Profitability is solid with margins at 16.7% and operating margin at 27.8%.
Bull Case : RELX
The strongest argument for RELX centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 21.5% and operating margin at 31.4%. PEG of 1.41 suggests the stock is reasonably priced for its growth.
Bear Case : CASS
The primary concerns for CASS are Revenue Growth, EPS Growth, Market Cap.
Bear Case : RELX
The primary concerns for RELX are Revenue Growth, Price/Book, Debt/Equity. Debt-to-equity of 3.10 is elevated, increasing financial risk.
Key Dynamics to Monitor
CASS carries more volatility with a beta of 0.46 — expect wider price swings.
CASS is growing revenue faster at 3.2% — sustainability is the question.
RELX generates stronger free cash flow (1.5B), providing more financial flexibility.
Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RELX scores higher overall (62/100 vs 50/100), backed by strong 21.5% margins. CASS offers better value entry with a 31.9% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cass Information Systems Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
Cass Information Systems, Inc. provides information processing and payment services to manufacturing, distribution and retail companies in the United States. The company is headquartered in St. Louis, Missouri.
Relx PLC ADR
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
RELX PLC provides information-based decision-making and analysis tools for professional and commercial clients in North America, Europe, and internationally. The company is headquartered in London, the United Kingdom.
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