WallStSmart

Crossamerica Partners LP (CAPL)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 3857% more annual revenue ($132.38B vs $3.35B). PSX leads profitability with a 3.3% profit margin vs 1.3%. PSX trades at a lower P/E of 17.1x. PSX earns a higher WallStSmart Score of 66/100 (B-).

CAPL

Avoid

35

out of 100

Grade: F

Growth: 2.0Profit: 6.0Value: 5.7Quality: 5.3
Piotroski: 3/9

PSX

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 5.5Value: 10.0Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CAPLSignificantly Overvalued (-231.3%)

Margin of Safety

-231.3%

Fair Value

$6.94

Current Price

$21.78

$14.84 premium

UndervaluedFair: $6.94Overvalued
PSXUndervalued (+68.0%)

Margin of Safety

+68.0%

Fair Value

$504.50

Current Price

$181.29

$323.21 discount

UndervaluedFair: $504.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAPL2 strengths · Avg: 10.0/10
Return on EquityProfitability
75.2%10/10

Every $100 of equity generates 75 in profit

Debt/EquityHealth
-13.4510/10

Conservative balance sheet, low leverage

PSX6 strengths · Avg: 8.8/10
EPS GrowthGrowth
2427.3%10/10

Earnings expanding 2427.3% YoY

Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$73.78B9/10

Large-cap with strong market position

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

CAPL4 concerns · Avg: 3.0/10
Market CapQuality
$841.26M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Operating MarginProfitability
3.4%3/10

Operating margin of 3.4%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PSX3 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : CAPL

The strongest argument for CAPL centers on Return on Equity, Debt/Equity.

Bull Case : PSX

The strongest argument for PSX centers on EPS Growth, Altman Z-Score, Market Cap. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bear Case : CAPL

The primary concerns for CAPL are Market Cap, Profit Margin, Operating Margin. Thin 1.3% margins leave little buffer for downturns.

Bear Case : PSX

The primary concerns for PSX are Revenue Growth, Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

PSX carries more volatility with a beta of 0.87 — expect wider price swings.

PSX is growing revenue faster at 1.3% — sustainability is the question.

PSX generates stronger free cash flow (2.1B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSX scores higher overall (66/100 vs 35/100). Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Crossamerica Partners LP

ENERGY · OIL & GAS REFINING & MARKETING · USA

CrossAmerica Partners LP is engaged in the wholesale distribution of motor fuels, the operation of convenience stores, and the ownership and lease of real estate used in the retail distribution of motor fuels in the United States. The company is headquartered in Allentown, Pennsylvania.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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