The Bank of New York Mellon Corporation (BNY)vsRoyal Bank of Canada (RY)
BNY
The Bank of New York Mellon Corporation
$158.91
-0.75%
FINANCIAL SERVICES · Cap: $108.83B
RY
Royal Bank of Canada
$209.10
+0.31%
FINANCIAL SERVICES · Cap: $299.37B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 207% more annual revenue ($65.72B vs $21.41B). RY leads profitability with a 33.7% profit margin vs 29.4%. BNY appears more attractively valued with a PEG of 1.34. BNY earns a higher WallStSmart Score of 74/100 (B).
BNY
Strong Buy74
out of 100
Grade: B
RY
Strong Buy67
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.1%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 26.9% YoY
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 20.8B in free cash flow
16.1% revenue growth
Earnings expanding 27.5% YoY
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BNY
The strongest argument for BNY centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 40.1%. Revenue growth of 13.1% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : BNY
The primary concerns for BNY are Free Cash Flow, Altman Z-Score.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.
Key Dynamics to Monitor
BNY profiles as a mature stock while RY is a growth play — different risk/reward profiles.
BNY carries more volatility with a beta of 1.06 — expect wider price swings.
RY is growing revenue faster at 16.1% — sustainability is the question.
RY generates stronger free cash flow (20.8B), providing more financial flexibility.
Bottom Line
BNY scores higher overall (74/100 vs 67/100), backed by strong 29.4% margins and 13.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Bank of New York Mellon Corporation
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
BlackRock New York Municipal Income Trust is a closed ended fixed income mutual fund launched by BlackRock, Inc
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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