The Bank of New York Mellon Corporation (BNY)vsJPMorgan Chase & Co (JPM)
BNY
The Bank of New York Mellon Corporation
$160.39
+0.94%
FINANCIAL SERVICES · Cap: $108.83B
JPM
JPMorgan Chase & Co
$353.16
+0.95%
FINANCIAL SERVICES · Cap: $900.78B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 770% more annual revenue ($186.33B vs $21.41B). JPM leads profitability with a 34.9% profit margin vs 29.4%. BNY appears more attractively valued with a PEG of 1.34. JPM earns a higher WallStSmart Score of 81/100 (A-).
BNY
Strong Buy74
out of 100
Grade: B
JPM
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.1%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 26.9% YoY
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BNY
The strongest argument for BNY centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 40.1%. Revenue growth of 13.1% demonstrates continued momentum.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bear Case : BNY
The primary concerns for BNY are Free Cash Flow, Altman Z-Score.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.39 is elevated, increasing financial risk.
Key Dynamics to Monitor
BNY profiles as a mature stock while JPM is a growth play — different risk/reward profiles.
BNY carries more volatility with a beta of 1.06 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
BNY generates stronger free cash flow (-3.6B), providing more financial flexibility.
Bottom Line
JPM scores higher overall (81/100 vs 74/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Bank of New York Mellon Corporation
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
BlackRock New York Municipal Income Trust is a closed ended fixed income mutual fund launched by BlackRock, Inc
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
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