The Bank of New York Mellon Corporation (BNY)vsJPMorgan Chase & Co (JPM)
BNY
The Bank of New York Mellon Corporation
$147.58
+0.27%
FINANCIAL SERVICES · Cap: $96.65B
JPM
JPMorgan Chase & Co
$343.54
+1.26%
FINANCIAL SERVICES · Cap: $902.16B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 767% more annual revenue ($190.73B vs $22.00B). JPM leads profitability with a 34.6% profit margin vs 29.7%. BNY appears more attractively valued with a PEG of 1.14. BNY earns a higher WallStSmart Score of 74/100 (B).
BNY
Strong Buy74
out of 100
Grade: B
JPM
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 39.1%
Large-cap with strong market position
Keeps 30 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 24.5% YoY
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BNY
The strongest argument for BNY centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.7% and operating margin at 39.1%. Revenue growth of 11.5% demonstrates continued momentum.
Bull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bear Case : BNY
The primary concerns for BNY are Debt/Equity, Altman Z-Score. Debt-to-equity of 1.52 is elevated, increasing financial risk.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Key Dynamics to Monitor
BNY carries more volatility with a beta of 1.05 — expect wider price swings.
BNY is growing revenue faster at 11.5% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BNY scores higher overall (74/100 vs 71/100), backed by strong 29.7% margins and 11.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Bank of New York Mellon Corporation
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
BlackRock New York Municipal Income Trust is a closed ended fixed income mutual fund launched by BlackRock, Inc
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
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