The Bank of New York Mellon Corporation (BNY)vsMitsubishi UFJ Financial Group Inc ADR (MUFG)
BNY
The Bank of New York Mellon Corporation
$160.39
+0.94%
FINANCIAL SERVICES · Cap: $108.83B
MUFG
Mitsubishi UFJ Financial Group Inc ADR
$22.62
+1.19%
FINANCIAL SERVICES · Cap: $240.42B
Smart Verdict
WallStSmart Research — data-driven comparison
Mitsubishi UFJ Financial Group Inc ADR generates 31240% more annual revenue ($6.71T vs $21.41B). BNY leads profitability with a 29.4% profit margin vs 25.8%. BNY appears more attractively valued with a PEG of 1.34. BNY earns a higher WallStSmart Score of 74/100 (B).
BNY
Strong Buy74
out of 100
Grade: B
MUFG
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 40.1%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Reasonable price relative to book value
Earnings expanding 26.9% YoY
Mega-cap, among the largest globally
Strong operational efficiency at 116.9%
Generating 8.1T in free cash flow
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : BNY
The strongest argument for BNY centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 40.1%. Revenue growth of 13.1% demonstrates continued momentum.
Bull Case : MUFG
The strongest argument for MUFG centers on Market Cap, Operating Margin, Free Cash Flow. Profitability is solid with margins at 25.8% and operating margin at 116.9%. Revenue growth of 11.7% demonstrates continued momentum.
Bear Case : BNY
The primary concerns for BNY are Free Cash Flow, Altman Z-Score.
Bear Case : MUFG
The primary concerns for MUFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.52 is elevated, increasing financial risk.
Key Dynamics to Monitor
BNY carries more volatility with a beta of 1.06 — expect wider price swings.
BNY is growing revenue faster at 13.1% — sustainability is the question.
MUFG generates stronger free cash flow (8.1T), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BNY scores higher overall (74/100 vs 71/100), backed by strong 29.4% margins and 13.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Bank of New York Mellon Corporation
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
BlackRock New York Municipal Income Trust is a closed ended fixed income mutual fund launched by BlackRock, Inc
Mitsubishi UFJ Financial Group Inc ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.
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