BJs Wholesale Club Holdings Inc (BJ)vsPriceSmart Inc (PSMT)
BJ
BJs Wholesale Club Holdings Inc
$90.97
-1.45%
CONSUMER DEFENSIVE · Cap: $11.66B
PSMT
PriceSmart Inc
$170.61
+1.29%
CONSUMER DEFENSIVE · Cap: $5.27B
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 301% more annual revenue ($22.81B vs $5.69B). PSMT leads profitability with a 2.8% profit margin vs 2.6%. PSMT appears more attractively valued with a PEG of 1.83. BJ earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy58
out of 100
Grade: C
PSMT
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.6%
Fair Value
$61.21
Current Price
$90.97
$29.76 premium
Margin of Safety
-24.5%
Fair Value
$138.76
Current Price
$170.61
$31.85 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
15.7% revenue growth
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 4.0%
Elevated debt levels
Expensive relative to growth rate
Premium valuation, high expectations priced in
2.8% margin — thin
Operating margin of 4.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : PSMT
The strongest argument for PSMT centers on Altman Z-Score, Debt/Equity. Revenue growth of 12.5% demonstrates continued momentum.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : PSMT
The primary concerns for PSMT are PEG Ratio, P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
BJ profiles as a growth stock while PSMT is a value play — different risk/reward profiles.
PSMT carries more volatility with a beta of 0.77 — expect wider price swings.
BJ is growing revenue faster at 15.7% — sustainability is the question.
BJ generates stronger free cash flow (224M), providing more financial flexibility.
Bottom Line
BJ scores higher overall (58/100 vs 56/100) and 15.7% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
PriceSmart Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
PriceSmart, Inc. owns and operates American-style membership shopping warehouse clubs in Central America, the Caribbean and Colombia. The company is headquartered in San Diego, California.
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