PriceSmart Inc (PSMT)vsTarget Corporation (TGT)
PSMT
PriceSmart Inc
$173.07
+1.43%
CONSUMER DEFENSIVE · Cap: $5.63B
TGT
Target Corporation
$122.57
-1.03%
CONSUMER DEFENSIVE · Cap: $60.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Target Corporation generates 1825% more annual revenue ($106.38B vs $5.53B). TGT leads profitability with a 3.2% profit margin vs 2.8%. PSMT appears more attractively valued with a PEG of 1.83. PSMT earns a higher WallStSmart Score of 53/100 (C-).
PSMT
Buy53
out of 100
Grade: C-
TGT
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-36.6%
Fair Value
$133.92
Current Price
$173.07
$39.15 premium
Margin of Safety
+4.0%
Fair Value
$119.41
Current Price
$122.57
$3.16 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Premium valuation, high expectations priced in
2.8% margin — thin
Weak financial health signals
3.2% margin — thin
Operating margin of 4.5%
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : PSMT
The strongest argument for PSMT centers on Altman Z-Score, Debt/Equity.
Bull Case : TGT
The strongest argument for TGT centers on Market Cap, Return on Equity, P/E Ratio.
Bear Case : PSMT
The primary concerns for PSMT are PEG Ratio, P/E Ratio, Profit Margin. Thin 2.8% margins leave little buffer for downturns.
Bear Case : TGT
The primary concerns for TGT are Profit Margin, Operating Margin, Debt/Equity. Thin 3.2% margins leave little buffer for downturns.
Key Dynamics to Monitor
TGT carries more volatility with a beta of 0.99 — expect wider price swings.
PSMT is growing revenue faster at 9.7% — sustainability is the question.
PSMT generates stronger free cash flow (12M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
PSMT scores higher overall (53/100 vs 52/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PriceSmart Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
PriceSmart, Inc. owns and operates American-style membership shopping warehouse clubs in Central America, the Caribbean and Colombia. The company is headquartered in San Diego, California.
Target Corporation
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Target Corporation is an American retail corporation. Their retail formats include the discount store Target, the hypermarket SuperTarget, and small-format stores previously named CityTarget and TargetExpress before being consolidated under the Target branding.
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