BJs Wholesale Club Holdings Inc (BJ)vsNatural Grocers by Vitamin Cottage Inc (NGVC)
BJ
BJs Wholesale Club Holdings Inc
$89.21
+0.92%
CONSUMER DEFENSIVE · Cap: $11.63B
NGVC
Natural Grocers by Vitamin Cottage Inc
$30.10
+3.44%
CONSUMER DEFENSIVE · Cap: $693.53M
Smart Verdict
WallStSmart Research — data-driven comparison
BJs Wholesale Club Holdings Inc generates 1542% more annual revenue ($21.97B vs $1.34B). NGVC leads profitability with a 3.6% profit margin vs 2.6%. NGVC appears more attractively valued with a PEG of 1.44. NGVC earns a higher WallStSmart Score of 53/100 (C-).
BJ
Buy50
out of 100
Grade: C-
NGVC
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-71.6%
Fair Value
$58.00
Current Price
$89.21
$31.21 premium
Margin of Safety
+19.8%
Fair Value
$30.83
Current Price
$30.10
$0.73 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 23 in profit
Every $100 of equity generates 21 in profit
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
0.5% revenue growth
3.6% earnings growth
Smaller company, higher risk/reward
3.6% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : NGVC
The strongest argument for NGVC centers on Return on Equity, P/E Ratio. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : NGVC
The primary concerns for NGVC are Revenue Growth, EPS Growth, Market Cap. Thin 3.6% margins leave little buffer for downturns.
Key Dynamics to Monitor
NGVC carries more volatility with a beta of 1.29 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
NGVC generates stronger free cash flow (2M), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
NGVC scores higher overall (53/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Natural Grocers by Vitamin Cottage Inc
CONSUMER DEFENSIVE · GROCERY STORES · USA
Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.
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