WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsOllie's Bargain Outlet Hldg (OLLI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 710% more annual revenue ($21.46B vs $2.65B). OLLI leads profitability with a 9.1% profit margin vs 2.7%. OLLI appears more attractively valued with a PEG of 2.08. OLLI earns a higher WallStSmart Score of 56/100 (C).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 7.3Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

OLLI

Buy

56

out of 100

Grade: C

Growth: 8.0Profit: 6.0Value: 10.0Quality: 7.3
Piotroski: 5/9Altman Z: 3.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-83.2%)

Margin of Safety

-83.2%

Fair Value

$54.31

Current Price

$97.04

$42.73 premium

UndervaluedFair: $54.31Overvalued
OLLIUndervalued (+37.5%)

Margin of Safety

+37.5%

Fair Value

$182.05

Current Price

$98.96

$83.09 discount

UndervaluedFair: $182.05Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

OLLI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.7010/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

EPS GrowthGrowth
26.4%8/10

Earnings expanding 26.4% YoY

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.484/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

OLLI2 concerns · Avg: 4.0/10
PEG RatioValuation
2.084/10

Expensive relative to growth rate

P/E RatioValuation
27.4x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : OLLI

The strongest argument for OLLI centers on Altman Z-Score, Revenue Growth, EPS Growth. Revenue growth of 16.8% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : OLLI

The primary concerns for OLLI are PEG Ratio, P/E Ratio.

Key Dynamics to Monitor

BJ profiles as a value stock while OLLI is a growth play — different risk/reward profiles.

OLLI carries more volatility with a beta of 0.53 — expect wider price swings.

OLLI is growing revenue faster at 16.8% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

OLLI scores higher overall (56/100 vs 52/100) and 16.8% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Ollie's Bargain Outlet Hldg

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Ollie's Bargain Outlet Holdings, Inc. is a branded product retailer. The company is headquartered in Harrisburg, Pennsylvania.

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