WallStSmart

Boyd Group Services Inc. (BGSI)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Rush Enterprises A Inc generates 137% more annual revenue ($7.43B vs $3.14B). RUSHA leads profitability with a 3.5% profit margin vs 0.6%. RUSHA trades at a lower P/E of 23.0x. BGSI earns a higher WallStSmart Score of 52/100 (C-).

BGSI

Buy

52

out of 100

Grade: C-

Growth: 7.3Profit: 4.5Value: 3.0Quality: 5.0
Piotroski: 2/9Altman Z: 5.55

RUSHA

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 5.5Value: 6.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BGSISignificantly Overvalued (-16.7%)

Margin of Safety

-16.7%

Fair Value

$155.84

Current Price

$117.97

$37.87 premium

UndervaluedFair: $155.84Overvalued
RUSHAUndervalued (+56.7%)

Margin of Safety

+56.7%

Fair Value

$168.59

Current Price

$74.03

$94.56 discount

UndervaluedFair: $168.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BGSI3 strengths · Avg: 9.3/10
EPS GrowthGrowth
71.4%10/10

Earnings expanding 71.4% YoY

Altman Z-ScoreHealth
5.5510/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

BGSI4 concerns · Avg: 3.0/10
Return on EquityProfitability
1.4%3/10

ROE of 1.4% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Debt/EquityHealth
1.593/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

RUSHA4 concerns · Avg: 2.3/10
Profit MarginProfitability
3.5%3/10

3.5% margin — thin

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Revenue GrowthGrowth
-11.8%2/10

Revenue declined 11.8%

EPS GrowthGrowth
-11.0%2/10

Earnings declined 11.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : BGSI

The strongest argument for BGSI centers on EPS Growth, Altman Z-Score, Price/Book.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : BGSI

The primary concerns for BGSI are Return on Equity, Profit Margin, Debt/Equity. A P/E of 142.1x leaves little room for execution misses. Debt-to-equity of 1.59 is elevated, increasing financial risk.

Bear Case : RUSHA

The primary concerns for RUSHA are Profit Margin, PEG Ratio, Revenue Growth. Thin 3.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

RUSHA carries more volatility with a beta of 0.89 — expect wider price swings.

BGSI is growing revenue faster at 5.5% — sustainability is the question.

BGSI generates stronger free cash flow (62M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BGSI scores higher overall (52/100 vs 44/100). RUSHA offers better value entry with a 56.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Boyd Group Services Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Boyd Group Services Inc., operates non-franchised collision repair centers in North America. The company is headquartered in Winnipeg, Canada.

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Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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