WallStSmart

Boyd Group Services Inc. (BGSI)vsPenske Automotive Group Inc (PAG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 796% more annual revenue ($32.20B vs $3.59B). PAG leads profitability with a 2.8% profit margin vs 0.3%. PAG trades at a lower P/E of 16.0x. PAG earns a higher WallStSmart Score of 52/100 (C-).

BGSI

Hold

47

out of 100

Grade: D+

Growth: 5.3Profit: 4.5Value: 4.0Quality: 4.0
Piotroski: 3/9Altman Z: 1.77

PAG

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 5.7Quality: 5.0
Piotroski: 4/9Altman Z: 2.70

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BGSI2 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
29.9%8/10

Revenue surging 29.9% year-over-year

PAG2 strengths · Avg: 8.0/10
P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

BGSI4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.774/10

Distress zone — elevated risk

Return on EquityProfitability
0.8%3/10

ROE of 0.8% — below average capital efficiency

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
4.3%3/10

Operating margin of 4.3%

PAG4 concerns · Avg: 3.3/10
PEG RatioValuation
2.214/10

Expensive relative to growth rate

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.593/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BGSI

The strongest argument for BGSI centers on Price/Book, Revenue Growth. Revenue growth of 29.9% demonstrates continued momentum.

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book.

Bear Case : BGSI

The primary concerns for BGSI are Altman Z-Score, Return on Equity, Profit Margin. A P/E of 194.1x leaves little room for execution misses. Thin 0.3% margins leave little buffer for downturns.

Bear Case : PAG

The primary concerns for PAG are PEG Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.59 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

BGSI profiles as a growth stock while PAG is a value play — different risk/reward profiles.

PAG carries more volatility with a beta of 0.83 — expect wider price swings.

BGSI is growing revenue faster at 29.9% — sustainability is the question.

PAG generates stronger free cash flow (132M), providing more financial flexibility.

Bottom Line

PAG scores higher overall (52/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Boyd Group Services Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Boyd Group Services Inc., operates non-franchised collision repair centers in North America. The company is headquartered in Winnipeg, Canada.

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Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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