Bank of America Corp (BAC)vsValley National Bancorp (VLY)
BAC
Bank of America Corp
$49.66
+0.18%
FINANCIAL SERVICES · Cap: $345.08B
VLY
Valley National Bancorp
$14.27
-1.25%
FINANCIAL SERVICES · Cap: $7.89B
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 5490% more annual revenue ($114.87B vs $2.05B). VLY leads profitability with a 35.8% profit margin vs 28.1%. BAC appears more attractively valued with a PEG of 0.91. VLY earns a higher WallStSmart Score of 73/100 (B).
BAC
Strong Buy72
out of 100
Grade: B
VLY
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Generating 29.0B in free cash flow
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 48.6%
Earnings expanding 29.6% YoY
Areas to Watch
Elevated debt levels
Earnings declined 14.3%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bull Case : VLY
The strongest argument for VLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.8% and operating margin at 48.6%. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, EPS Growth, Altman Z-Score.
Bear Case : VLY
The primary concerns for VLY are Altman Z-Score.
Key Dynamics to Monitor
BAC carries more volatility with a beta of 1.21 — expect wider price swings.
VLY is growing revenue faster at 9.7% — sustainability is the question.
BAC generates stronger free cash flow (29.0B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
VLY scores higher overall (73/100 vs 72/100), backed by strong 35.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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