Royal Bank of Canada (RY)vsValley National Bancorp (VLY)
RY
Royal Bank of Canada
$179.54
-0.24%
FINANCIAL SERVICES · Cap: $250.25B
VLY
Valley National Bancorp
$13.66
+0.07%
FINANCIAL SERVICES · Cap: $7.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 3168% more annual revenue ($63.42B vs $1.94B). VLY leads profitability with a 33.8% profit margin vs 33.1%. VLY appears more attractively valued with a PEG of 1.16. VLY earns a higher WallStSmart Score of 79/100 (B+).
RY
Strong Buy68
out of 100
Grade: B-
VLY
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Earnings expanding 58.1% YoY
Attractively priced relative to earnings
Revenue surging 23.8% year-over-year
Areas to Watch
Expensive relative to growth rate
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : VLY
The strongest argument for VLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 33.8% and operating margin at 46.4%. Revenue growth of 23.8% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : VLY
No major red flags identified for VLY, but monitor valuation.
Key Dynamics to Monitor
RY profiles as a mature stock while VLY is a growth play — different risk/reward profiles.
VLY carries more volatility with a beta of 1.05 — expect wider price swings.
VLY is growing revenue faster at 23.8% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
VLY scores higher overall (79/100 vs 68/100), backed by strong 33.8% margins and 23.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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