WallStSmart

Adtalem Global Education Inc (ATGE)vsCoursera Inc (COUR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Adtalem Global Education Inc generates 113% more annual revenue ($1.89B vs $885.40M). ATGE leads profitability with a 0.1% profit margin vs -15.4%. ATGE earns a higher WallStSmart Score of 67/100 (B-).

ATGE

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 4.0Value: 6.3Quality: 6.3
Piotroski: 6/9Altman Z: 3.09

COUR

Hold

43

out of 100

Grade: D

Growth: 7.3Profit: 2.0Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: 1.03
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ATGE.

COURUndervalued (+40.5%)

Margin of Safety

+40.5%

Fair Value

$9.65

Current Price

$5.81

$3.84 discount

UndervaluedFair: $9.65Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATGE3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

COUR3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
59.6%10/10

Revenue surging 59.6% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Areas to Watch

ATGE4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.2%3/10

ROE of 0.2% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

COUR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-10.1%2/10

ROE of -10.1% — below average capital efficiency

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ATGE

The strongest argument for ATGE centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : COUR

The strongest argument for COUR centers on Price/Book, Revenue Growth, Debt/Equity. Revenue growth of 59.6% demonstrates continued momentum.

Bear Case : ATGE

The primary concerns for ATGE are Revenue Growth, EPS Growth, Return on Equity. Thin 0.1% margins leave little buffer for downturns.

Bear Case : COUR

The primary concerns for COUR are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ATGE profiles as a value stock while COUR is a hypergrowth play — different risk/reward profiles.

COUR carries more volatility with a beta of 1.23 — expect wider price swings.

COUR is growing revenue faster at 59.6% — sustainability is the question.

ATGE generates stronger free cash flow (15M), providing more financial flexibility.

Bottom Line

ATGE scores higher overall (67/100 vs 43/100). COUR offers better value entry with a 40.5% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Adtalem Global Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Adtalem Global Education Inc. provides educational services worldwide. The company is headquartered in Chicago, Illinois.

Coursera Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Coursera, Inc. operates an online educational content platform that connects students, educators, and institutions. The company is headquartered in Mountain View, California.

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