WallStSmart

Adtalem Global Education Inc (ATGE)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 69% more annual revenue ($3.19B vs $1.89B). TAL leads profitability with a 28.4% profit margin vs 0.1%. ATGE appears more attractively valued with a PEG of 1.29. TAL earns a higher WallStSmart Score of 76/100 (B+).

ATGE

Strong Buy

67

out of 100

Grade: B-

Growth: 4.7Profit: 4.0Value: 6.3Quality: 6.3
Piotroski: 6/9Altman Z: 3.09

TAL

Strong Buy

76

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 7.3Quality: 8.0
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ATGE.

TALUndervalued (+89.8%)

Margin of Safety

+89.8%

Fair Value

$116.27

Current Price

$12.50

$103.77 discount

UndervaluedFair: $116.27Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATGE3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

TAL6 strengths · Avg: 9.3/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.9%10/10

Revenue surging 31.9% year-over-year

EPS GrowthGrowth
1360.0%10/10

Earnings expanding 1360.0% YoY

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

ATGE4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
0.2%3/10

ROE of 0.2% — below average capital efficiency

Profit MarginProfitability
0.1%3/10

0.1% margin — thin

TAL2 concerns · Avg: 2.0/10
PEG RatioValuation
13.072/10

Expensive relative to growth rate

Free Cash FlowQuality
$-429.09M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ATGE

The strongest argument for ATGE centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.

Bear Case : ATGE

The primary concerns for ATGE are Revenue Growth, EPS Growth, Return on Equity. Thin 0.1% margins leave little buffer for downturns.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

ATGE profiles as a value stock while TAL is a growth play — different risk/reward profiles.

ATGE carries more volatility with a beta of 0.71 — expect wider price swings.

TAL is growing revenue faster at 31.9% — sustainability is the question.

ATGE generates stronger free cash flow (15M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (76/100 vs 67/100), backed by strong 28.4% margins and 31.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Adtalem Global Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Adtalem Global Education Inc. provides educational services worldwide. The company is headquartered in Chicago, Illinois.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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