WallStSmart

Adtalem Global Education Inc (ATGE)vsTAL Education Group (TAL)

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Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 49% more annual revenue ($2.82B vs $1.89B). ATGE leads profitability with a 13.4% profit margin vs 9.9%. TAL appears more attractively valued with a PEG of 0.46. TAL earns a higher WallStSmart Score of 68/100 (B-).

ATGE

Strong Buy

67

out of 100

Grade: B-

Growth: 5.3Profit: 7.5Value: 8.7Quality: 6.3
Piotroski: 6/9Altman Z: 3.09

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 5.3Profit: 5.0Value: 10.0Quality: 6.3
Piotroski: 3/9Altman Z: 2.13
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ATGEUndervalued (+2.1%)

Margin of Safety

+2.1%

Fair Value

$97.23

Current Price

$96.64

$0.59 discount

UndervaluedFair: $97.23Overvalued
TALUndervalued (+47.1%)

Margin of Safety

+47.1%

Fair Value

$22.46

Current Price

$11.30

$11.16 discount

UndervaluedFair: $22.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATGE4 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.9%8/10

Strong operational efficiency at 22.9%

TAL3 strengths · Avg: 8.7/10
PEG RatioValuation
0.4610/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
27.0%8/10

Revenue surging 27.0% year-over-year

Areas to Watch

ATGE1 concerns · Avg: 4.0/10
EPS GrowthGrowth
4.7%4/10

4.7% earnings growth

TAL2 concerns · Avg: 3.0/10
Return on EquityProfitability
7.7%3/10

ROE of 7.7% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : ATGE

The strongest argument for ATGE centers on Altman Z-Score, P/E Ratio, Price/Book. Revenue growth of 12.4% demonstrates continued momentum. PEG of 1.29 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 27.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.

Bear Case : ATGE

The primary concerns for ATGE are EPS Growth.

Bear Case : TAL

The primary concerns for TAL are Return on Equity, Piotroski F-Score.

Key Dynamics to Monitor

ATGE profiles as a value stock while TAL is a growth play — different risk/reward profiles.

ATGE carries more volatility with a beta of 0.71 — expect wider price swings.

TAL is growing revenue faster at 27.0% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (68/100 vs 67/100) and 27.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Adtalem Global Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Adtalem Global Education Inc. provides educational services worldwide. The company is headquartered in Chicago, Illinois.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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