WallStSmart

Coursera Inc (COUR)vsNew Oriental Education & Technology (EDU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

New Oriental Education & Technology generates 539% more annual revenue ($5.66B vs $885.40M). EDU leads profitability with a 8.4% profit margin vs -15.4%. EDU earns a higher WallStSmart Score of 66/100 (B-).

COUR

Hold

43

out of 100

Grade: D

Growth: 7.3Profit: 2.0Value: 6.7Quality: 7.0
Piotroski: 5/9Altman Z: 1.03

EDU

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 6.0Value: 8.0Quality: 8.0
Piotroski: 6/9Altman Z: 2.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COURUndervalued (+40.5%)

Margin of Safety

+40.5%

Fair Value

$9.65

Current Price

$5.81

$3.84 discount

UndervaluedFair: $9.65Overvalued
EDUUndervalued (+82.6%)

Margin of Safety

+82.6%

Fair Value

$352.45

Current Price

$56.93

$295.52 discount

UndervaluedFair: $352.45Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COUR3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
59.6%10/10

Revenue surging 59.6% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

EDU5 strengths · Avg: 8.6/10
EPS GrowthGrowth
791.0%10/10

Earnings expanding 791.0% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.978/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

Areas to Watch

COUR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.69B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-10.1%2/10

ROE of -10.1% — below average capital efficiency

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

EDU1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-76.25M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : COUR

The strongest argument for COUR centers on Price/Book, Revenue Growth, Debt/Equity. Revenue growth of 59.6% demonstrates continued momentum.

Bull Case : EDU

The strongest argument for EDU centers on EPS Growth, Debt/Equity, PEG Ratio. Revenue growth of 23.0% demonstrates continued momentum. PEG of 0.97 suggests the stock is reasonably priced for its growth.

Bear Case : COUR

The primary concerns for COUR are EPS Growth, Market Cap, Return on Equity.

Bear Case : EDU

The primary concerns for EDU are Free Cash Flow.

Key Dynamics to Monitor

COUR profiles as a hypergrowth stock while EDU is a growth play — different risk/reward profiles.

COUR carries more volatility with a beta of 1.23 — expect wider price swings.

COUR is growing revenue faster at 59.6% — sustainability is the question.

COUR generates stronger free cash flow (14M), providing more financial flexibility.

Bottom Line

EDU scores higher overall (66/100 vs 43/100) and 23.0% revenue growth. COUR offers better value entry with a 40.5% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Coursera Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Coursera, Inc. operates an online educational content platform that connects students, educators, and institutions. The company is headquartered in Mountain View, California.

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New Oriental Education & Technology

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

New Oriental Education & Technology Group Inc. provides private educational services under the New Oriental brand in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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