WallStSmart

Coursera Inc (COUR)vsLaureate Education Inc (LAUR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Laureate Education Inc generates 107% more annual revenue ($1.83B vs $885.40M). LAUR leads profitability with a 17.6% profit margin vs -15.4%. LAUR earns a higher WallStSmart Score of 77/100 (B+).

COUR

Hold

41

out of 100

Grade: D

Growth: 7.3Profit: 2.0Value: 6.7Quality: 6.5
Piotroski: 5/9Altman Z: 1.03

LAUR

Strong Buy

77

out of 100

Grade: B+

Growth: 8.7Profit: 9.0Value: 6.3Quality: 5.5
Piotroski: 4/9Altman Z: 2.27
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

COURUndervalued (+39.5%)

Margin of Safety

+39.5%

Fair Value

$9.49

Current Price

$5.04

$4.45 discount

UndervaluedFair: $9.49Overvalued

Intrinsic value data unavailable for LAUR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

COUR3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
59.6%10/10

Revenue surging 59.6% year-over-year

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

LAUR5 strengths · Avg: 9.0/10
Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

EPS GrowthGrowth
50.8%10/10

Earnings expanding 50.8% YoY

Return on EquityProfitability
26.7%9/10

Every $100 of equity generates 27 in profit

P/E RatioValuation
16.5x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
17.5%8/10

17.5% revenue growth

Areas to Watch

COUR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.85B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-10.1%2/10

ROE of -10.1% — below average capital efficiency

Free Cash FlowQuality
$-20.10M2/10

Negative free cash flow — burning cash

LAUR0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : COUR

The strongest argument for COUR centers on Price/Book, Revenue Growth, Debt/Equity. Revenue growth of 59.6% demonstrates continued momentum.

Bull Case : LAUR

The strongest argument for LAUR centers on Operating Margin, EPS Growth, Return on Equity. Profitability is solid with margins at 17.6% and operating margin at 36.3%. Revenue growth of 17.5% demonstrates continued momentum.

Bear Case : COUR

The primary concerns for COUR are EPS Growth, Market Cap, Return on Equity.

Bear Case : LAUR

No major red flags identified for LAUR, but monitor valuation.

Key Dynamics to Monitor

COUR profiles as a hypergrowth stock while LAUR is a growth play — different risk/reward profiles.

COUR carries more volatility with a beta of 1.23 — expect wider price swings.

COUR is growing revenue faster at 59.6% — sustainability is the question.

LAUR generates stronger free cash flow (84M), providing more financial flexibility.

Bottom Line

LAUR scores higher overall (77/100 vs 41/100), backed by strong 17.6% margins and 17.5% revenue growth. COUR offers better value entry with a 39.5% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Coursera Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Coursera, Inc. operates an online educational content platform that connects students, educators, and institutions. The company is headquartered in Mountain View, California.

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Laureate Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Laureate Education, Inc. offers higher education programs and services to students through a network of universities and institutions of higher education. The company is headquartered in Baltimore, Maryland.

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