The Allstate Corporation (ALL)vsTrupanion Inc (TRUP)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
TRUP
Trupanion Inc
$25.50
-0.27%
FINANCIAL SERVICES · Cap: $1.14B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 4603% more annual revenue ($67.68B vs $1.44B). ALL leads profitability with a 15.2% profit margin vs 1.4%. ALL trades at a lower P/E of 5.4x. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
TRUP
Buy53
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
-53.5%
Fair Value
$21.06
Current Price
$25.50
$4.44 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
No major concerns identified
2.4% earnings growth
Smaller company, higher risk/reward
ROE of 5.5% — below average capital efficiency
1.4% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : TRUP
The strongest argument for TRUP centers on Price/Book. Revenue growth of 11.7% demonstrates continued momentum.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : TRUP
The primary concerns for TRUP are EPS Growth, Market Cap, Return on Equity. A P/E of 58.2x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALL profiles as a mature stock while TRUP is a value play — different risk/reward profiles.
TRUP carries more volatility with a beta of 1.70 — expect wider price swings.
TRUP is growing revenue faster at 11.7% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 53/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Trupanion Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Trupanion, Inc. offers monthly subscription medical insurance for dogs and cats in the United States, Canada, Puerto Rico and Australia. The company is headquartered in Seattle, Washington.
Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?