The Allstate Corporation (ALL)vsSkyward Specialty Insurance Group, Inc. Common Stock (SKWD)
ALL
The Allstate Corporation
$204.71
-1.25%
FINANCIAL SERVICES · Cap: $53.13B
SKWD
Skyward Specialty Insurance Group, Inc. Common Stock
$43.15
+1.72%
FINANCIAL SERVICES · Cap: $1.92B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 4678% more annual revenue ($67.68B vs $1.42B). ALL leads profitability with a 15.2% profit margin vs 12.0%. ALL appears more attractively valued with a PEG of 0.45. ALL earns a higher WallStSmart Score of 87/100 (A).
ALL
Exceptional Buy87
out of 100
Grade: A
SKWD
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+88.5%
Fair Value
$1781.21
Current Price
$204.71
$1576.50 discount
Margin of Safety
+76.5%
Fair Value
$193.75
Current Price
$43.15
$150.60 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Every $100 of equity generates 40 in profit
Earnings expanding 103.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Earnings expanding 203.4% YoY
Conservative balance sheet, low leverage
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 26.7% year-over-year
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.
Bull Case : SKWD
The strongest argument for SKWD centers on P/E Ratio, EPS Growth, Debt/Equity. Revenue growth of 26.7% demonstrates continued momentum. PEG of 0.73 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
No major red flags identified for ALL, but monitor valuation.
Bear Case : SKWD
The primary concerns for SKWD are Market Cap, Altman Z-Score.
Key Dynamics to Monitor
ALL profiles as a mature stock while SKWD is a growth play — different risk/reward profiles.
SKWD carries more volatility with a beta of 0.52 — expect wider price swings.
SKWD is growing revenue faster at 26.7% — sustainability is the question.
ALL generates stronger free cash flow (2.9B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (87/100 vs 78/100), backed by strong 15.2% margins. SKWD offers better value entry with a 76.5% margin of safety. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Skyward Specialty Insurance Group, Inc. Common Stock
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Skyward Specialty Insurance Group, Inc., an insurance holding company, engages in underwriting commercial property and casualty insurance coverages in the United States. The company is headquartered in Houston, Texas.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?