The Allstate Corporation (ALL)vsSelective Insurance Group, Inc. (SIGI)
ALL
The Allstate Corporation
$213.15
-0.24%
FINANCIAL SERVICES · Cap: $54.87B
SIGI
Selective Insurance Group, Inc.
$84.78
+0.11%
FINANCIAL SERVICES · Cap: $5.07B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 1160% more annual revenue ($68.17B vs $5.41B). ALL leads profitability with a 17.8% profit margin vs 8.4%. SIGI appears more attractively valued with a PEG of 0.28. ALL earns a higher WallStSmart Score of 77/100 (B+).
ALL
Strong Buy77
out of 100
Grade: B+
SIGI
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 45 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Grey zone — moderate risk
Earnings declined 10.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio.
Bear Case : SIGI
The primary concerns for SIGI are Altman Z-Score, EPS Growth.
Key Dynamics to Monitor
SIGI carries more volatility with a beta of 0.31 — expect wider price swings.
SIGI is growing revenue faster at 5.7% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ALL scores higher overall (77/100 vs 62/100), backed by strong 17.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Selective Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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