Selective Insurance Group, Inc. (SIGI)vsW. R. Berkley Corp (WRB)
SIGI
Selective Insurance Group, Inc.
$92.44
+3.00%
FINANCIAL SERVICES · Cap: $5.53B
WRB
W. R. Berkley Corp
$67.14
+3.41%
FINANCIAL SERVICES · Cap: $25.42B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 174% more annual revenue ($14.85B vs $5.41B). WRB leads profitability with a 12.6% profit margin vs 8.4%. SIGI appears more attractively valued with a PEG of 0.28. WRB earns a higher WallStSmart Score of 65/100 (C+).
SIGI
Buy60
out of 100
Grade: C
WRB
Buy65
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 26.0% YoY
Areas to Watch
Earnings declined 10.2%
Distress zone — elevated risk
4.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : SIGI
The strongest argument for SIGI centers on PEG Ratio, Debt/Equity, P/E Ratio. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : SIGI
The primary concerns for SIGI are EPS Growth, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
WRB carries more volatility with a beta of 0.31 — expect wider price swings.
SIGI is growing revenue faster at 5.7% — sustainability is the question.
WRB generates stronger free cash flow (640M), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WRB scores higher overall (65/100 vs 60/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Selective Insurance Group, Inc.
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Selective Insurance Group, Inc., offers insurance products and services in the United States. The company is headquartered in Branchville, New Jersey.
Visit Website →W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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