The Allstate Corporation (ALL)vsRoot Inc (ROOT)
ALL
The Allstate Corporation
$249.83
-0.94%
FINANCIAL SERVICES · Cap: $64.15B
ROOT
Root Inc
$49.84
-1.87%
FINANCIAL SERVICES · Cap: $806.89M
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 4374% more annual revenue ($70.14B vs $1.57B). ALL leads profitability with a 19.0% profit margin vs 3.7%. ALL trades at a lower P/E of 5.1x. ALL earns a higher WallStSmart Score of 82/100 (A-).
ALL
Exceptional Buy82
out of 100
Grade: A-
ROOT
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
1.6% revenue growth
Smaller company, higher risk/reward
3.7% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : ROOT
The strongest argument for ROOT centers on P/E Ratio, Price/Book.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : ROOT
The primary concerns for ROOT are Revenue Growth, Market Cap, Profit Margin. Thin 3.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
ALL profiles as a mature stock while ROOT is a value play — different risk/reward profiles.
ROOT carries more volatility with a beta of 2.92 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (82/100 vs 49/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Root Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Root, Inc. offers insurance products and services in the United States. The company is headquartered in Columbus, Ohio.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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