The Allstate Corporation (ALL)vsMercury General Corporation (MCY)
ALL
The Allstate Corporation
$274.39
+0.72%
FINANCIAL SERVICES · Cap: $64.80B
MCY
Mercury General Corporation
$108.37
-1.04%
FINANCIAL SERVICES · Cap: $5.89B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 1011% more annual revenue ($68.17B vs $6.14B). ALL leads profitability with a 17.8% profit margin vs 13.7%. MCY appears more attractively valued with a PEG of 1.12. MCY earns a higher WallStSmart Score of 76/100 (B+).
ALL
Strong Buy72
out of 100
Grade: B
MCY
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 38 in profit
Earnings expanding 338.4% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Every $100 of equity generates 32 in profit
Earnings expanding 100.9% YoY
Conservative balance sheet, low leverage
Reasonable price relative to book value
Areas to Watch
3.0% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 17.8% and operating margin at 19.0%.
Bull Case : MCY
The strongest argument for MCY centers on P/E Ratio, Return on Equity, EPS Growth. Revenue growth of 10.5% demonstrates continued momentum. PEG of 1.12 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : MCY
The primary concerns for MCY are Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
MCY carries more volatility with a beta of 0.91 — expect wider price swings.
MCY is growing revenue faster at 10.5% — sustainability is the question.
ALL generates stronger free cash flow (3.5B), providing more financial flexibility.
Monitor INSURANCE - PROPERTY & CASUALTY industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MCY scores higher overall (76/100 vs 72/100) and 10.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Mercury General Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Mercury General Corporation engages in underwriting personal auto insurance in the United States. The company is headquartered in Los Angeles, California.
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