The Allstate Corporation (ALL)vsKemper Corporation (KMPR)
ALL
The Allstate Corporation
$227.60
+0.19%
FINANCIAL SERVICES · Cap: $57.44B
KMPR
Kemper Corporation
$25.32
+0.48%
FINANCIAL SERVICES · Cap: $1.54B
Smart Verdict
WallStSmart Research — data-driven comparison
The Allstate Corporation generates 1427% more annual revenue ($70.14B vs $4.59B). ALL leads profitability with a 19.0% profit margin vs -10.8%. KMPR appears more attractively valued with a PEG of 0.75. ALL earns a higher WallStSmart Score of 85/100 (A-).
ALL
Exceptional Buy85
out of 100
Grade: A-
KMPR
Hold47
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 39 in profit
Earnings expanding 61.2% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Growing faster than its price suggests
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 1.6% — below average capital efficiency
Operating margin of 3.0%
Revenue declined 9.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : ALL
The strongest argument for ALL centers on P/E Ratio, Return on Equity, EPS Growth. Profitability is solid with margins at 19.0% and operating margin at 22.8%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : KMPR
The strongest argument for KMPR centers on Price/Book, PEG Ratio. PEG of 0.75 suggests the stock is reasonably priced for its growth.
Bear Case : ALL
The primary concerns for ALL are PEG Ratio, Altman Z-Score.
Bear Case : KMPR
The primary concerns for KMPR are Market Cap, Return on Equity, Operating Margin.
Key Dynamics to Monitor
ALL profiles as a mature stock while KMPR is a turnaround play — different risk/reward profiles.
KMPR carries more volatility with a beta of 1.03 — expect wider price swings.
ALL is growing revenue faster at 11.8% — sustainability is the question.
ALL generates stronger free cash flow (2.6B), providing more financial flexibility.
Bottom Line
ALL scores higher overall (85/100 vs 47/100), backed by strong 19.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The Allstate Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.
Visit Website →Kemper Corporation
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Kemper Corporation, a diversified insurance holding company, offers property and casualty and life and health insurance in the United States. The company is headquartered in Chicago, Illinois.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
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