AGNC Investment Corp. (AGNCM)vsMFA Financial Inc (MFA)
AGNCM
AGNC Investment Corp.
$24.96
-0.06%
REAL ESTATE · Cap: $8.83B
MFA
MFA Financial Inc
$9.17
-0.33%
REAL ESTATE · Cap: $933.14M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 733% more annual revenue ($2.40B vs $288.15M). AGNCM leads profitability with a 94.4% profit margin vs 46.7%. AGNCM earns a higher WallStSmart Score of 63/100 (C+).
AGNCM
Buy63
out of 100
Grade: C+
MFA
Hold47
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+24.6%
Fair Value
$33.15
Current Price
$24.95
$8.20 discount
Margin of Safety
+47.5%
Fair Value
$18.53
Current Price
$9.17
$9.36 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 47 of every $100 in revenue as profit
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 7.6% — below average capital efficiency
Revenue declined 46.5%
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : MFA
The strongest argument for MFA centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 46.7% and operating margin at -2.3%.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : MFA
The primary concerns for MFA are PEG Ratio, Market Cap, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCM profiles as a growth stock while MFA is a declining play — different risk/reward profiles.
MFA carries more volatility with a beta of 1.50 — expect wider price swings.
AGNCM is growing revenue faster at 546.0% — sustainability is the question.
AGNCM generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNCM scores higher overall (63/100 vs 47/100), backed by strong 94.4% margins and 546.0% revenue growth. MFA offers better value entry with a 47.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →MFA Financial Inc
REAL ESTATE · REIT - MORTGAGE · USA
MFA Financial, Inc., is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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