AGNC Investment Corp. (AGNCN)vsMFA Financial Inc (MFA)
AGNCN
AGNC Investment Corp.
$25.84
+0.08%
REAL ESTATE · Cap: $8.85B
MFA
MFA Financial Inc
$8.56
-0.12%
REAL ESTATE · Cap: $877.44M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 693% more annual revenue ($2.40B vs $302.83M). AGNCN leads profitability with a 94.4% profit margin vs 48.9%. MFA earns a higher WallStSmart Score of 75/100 (B).
AGNCN
Buy61
out of 100
Grade: C+
MFA
Strong Buy75
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+29.8%
Fair Value
$36.67
Current Price
$25.84
$10.83 discount
Margin of Safety
+49.9%
Fair Value
$19.40
Current Price
$8.56
$10.84 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 54.0%
Earnings expanding 61.9% YoY
Revenue surging 20.2% year-over-year
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Smaller company, higher risk/reward
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCN
The strongest argument for AGNCN centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : MFA
The strongest argument for MFA centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 48.9% and operating margin at 54.0%. Revenue growth of 20.2% demonstrates continued momentum.
Bear Case : AGNCN
The primary concerns for AGNCN are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : MFA
The primary concerns for MFA are PEG Ratio, Market Cap, Altman Z-Score. Debt-to-equity of 6.56 is elevated, increasing financial risk.
Key Dynamics to Monitor
MFA carries more volatility with a beta of 1.50 — expect wider price swings.
AGNCN is growing revenue faster at 546.0% — sustainability is the question.
AGNCN generates stronger free cash flow (218M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFA scores higher overall (75/100 vs 61/100), backed by strong 48.9% margins and 20.2% revenue growth. AGNCN offers better value entry with a 29.8% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →MFA Financial Inc
REAL ESTATE · REIT - MORTGAGE · USA
MFA Financial, Inc., is a real estate investment trust (REIT) in the United States. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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