WallStSmart

AGNC Investment Corp. (AGNC)vsApollo Commercial Real Estate Finance Inc (ARI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp. generates 498% more annual revenue ($1.60B vs $268.48M). AGNC leads profitability with a 91.7% profit margin vs 47.3%. ARI appears more attractively valued with a PEG of 1.33. AGNC earns a higher WallStSmart Score of 73/100 (B).

AGNC

Strong Buy

73

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 4.7Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

ARI

Buy

62

out of 100

Grade: C+

Growth: 4.0Profit: 7.0Value: 6.3Quality: 5.3
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCSignificantly Overvalued (-68.8%)

Margin of Safety

-68.8%

Fair Value

$6.77

Current Price

$10.86

$4.09 premium

UndervaluedFair: $6.77Overvalued

Intrinsic value data unavailable for ARI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC6 strengths · Avg: 10.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
91.7%10/10

Keeps 92 of every $100 in revenue as profit

Operating MarginProfitability
129.8%10/10

Strong operational efficiency at 129.8%

Revenue GrowthGrowth
546.0%10/10

Revenue surging 546.0% year-over-year

EPS GrowthGrowth
772.0%10/10

Earnings expanding 772.0% YoY

ARI4 strengths · Avg: 9.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Profit MarginProfitability
47.3%10/10

Keeps 47 of every $100 in revenue as profit

Operating MarginProfitability
41.4%10/10

Strong operational efficiency at 41.4%

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.482/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

ARI4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.45B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.9%3/10

ROE of 6.9% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.

Bull Case : ARI

The strongest argument for ARI centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 47.3% and operating margin at 41.4%. PEG of 1.33 suggests the stock is reasonably priced for its growth.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : ARI

The primary concerns for ARI are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

AGNC profiles as a growth stock while ARI is a value play — different risk/reward profiles.

ARI carries more volatility with a beta of 1.42 — expect wider price swings.

AGNC is growing revenue faster at 546.0% — sustainability is the question.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGNC scores higher overall (73/100 vs 62/100), backed by strong 91.7% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp.

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Apollo Commercial Real Estate Finance Inc

REAL ESTATE · REIT - MORTGAGE · USA

Apollo Commercial Real Estate Finance, Inc. is a real estate investment trust (REIT) that originates, acquires, invests, and manages commercial first mortgage loans, subordinated financings, and other real estate-related commercial debt investments in the United States. . The company is headquartered in New York, New York.

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