Federal Agricultural Mortgage Corporation (AGM)vsCapital One Financial Corporation (COF)
AGM
Federal Agricultural Mortgage Corporation
$225.51
+0.41%
FINANCIAL SERVICES · Cap: $2.44B
COF
Capital One Financial Corporation
$208.30
+0.57%
FINANCIAL SERVICES · Cap: $127.79B
Smart Verdict
WallStSmart Research — data-driven comparison
Capital One Financial Corporation generates 11672% more annual revenue ($48.11B vs $408.69M). AGM leads profitability with a 56.0% profit margin vs 21.9%. COF appears more attractively valued with a PEG of 0.19. AGM earns a higher WallStSmart Score of 79/100 (B+).
AGM
Strong Buy79
out of 100
Grade: B+
COF
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 69.7%
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 24.9% year-over-year
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 33.6%
Revenue surging 1111.0% year-over-year
Large-cap with strong market position
Areas to Watch
Weak financial health signals
Elevated debt levels
Weak financial health signals
Earnings declined 3.2%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM
The strongest argument for AGM centers on Profit Margin, Operating Margin, PEG Ratio. Profitability is solid with margins at 56.0% and operating margin at 69.7%. Revenue growth of 24.9% demonstrates continued momentum.
Bull Case : COF
The strongest argument for COF centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 21.9% and operating margin at 33.6%. Revenue growth of 1111.0% demonstrates continued momentum.
Bear Case : AGM
The primary concerns for AGM are Piotroski F-Score, Debt/Equity. Debt-to-equity of 18.71 is elevated, increasing financial risk.
Bear Case : COF
The primary concerns for COF are Piotroski F-Score, EPS Growth, Altman Z-Score.
Key Dynamics to Monitor
COF carries more volatility with a beta of 1.02 — expect wider price swings.
COF is growing revenue faster at 1111.0% — sustainability is the question.
COF generates stronger free cash flow (7.9B), providing more financial flexibility.
Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGM scores higher overall (79/100 vs 75/100), backed by strong 56.0% margins and 24.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
Capital One Financial Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
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