Federal Agricultural Mortgage Corporation (AGM)vsAmerican Express Company (AXP)
AGM
Federal Agricultural Mortgage Corporation
$180.99
-0.62%
FINANCIAL SERVICES · Cap: $1.98B
AXP
American Express Company
$310.66
+3.05%
FINANCIAL SERVICES · Cap: $212.18B
Smart Verdict
WallStSmart Research — data-driven comparison
American Express Company generates 17759% more annual revenue ($68.81B vs $385.31M). AGM leads profitability with a 56.3% profit margin vs 16.3%. AGM appears more attractively valued with a PEG of 0.84. AGM earns a higher WallStSmart Score of 73/100 (B).
AGM
Strong Buy73
out of 100
Grade: B
AXP
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 56 of every $100 in revenue as profit
Strong operational efficiency at 68.6%
Growing faster than its price suggests
Reasonable price relative to book value
Mega-cap, among the largest globally
Every $100 of equity generates 33 in profit
Strong operational efficiency at 21.2%
Generating 2.7B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Elevated debt levels
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGM
The strongest argument for AGM centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 56.3% and operating margin at 68.6%. Revenue growth of 14.2% demonstrates continued momentum.
Bull Case : AXP
The strongest argument for AXP centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 16.3% and operating margin at 21.2%. Revenue growth of 11.6% demonstrates continued momentum.
Bear Case : AGM
The primary concerns for AGM are Market Cap, Piotroski F-Score, Debt/Equity. Debt-to-equity of 20.10 is elevated, increasing financial risk.
Bear Case : AXP
The primary concerns for AXP are PEG Ratio, Debt/Equity, Altman Z-Score. Debt-to-equity of 1.78 is elevated, increasing financial risk.
Key Dynamics to Monitor
AXP carries more volatility with a beta of 1.08 — expect wider price swings.
AGM is growing revenue faster at 14.2% — sustainability is the question.
AXP generates stronger free cash flow (2.7B), providing more financial flexibility.
Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AGM scores higher overall (73/100 vs 68/100), backed by strong 56.3% margins and 14.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Federal Agricultural Mortgage Corporation
FINANCIAL SERVICES · CREDIT SERVICES · USA
Federal Agricultural Mortgage Corporation offers a secondary market for various loans made to borrowers in the United States. The company is headquartered in Washington, District of Columbia.
American Express Company
FINANCIAL SERVICES · CREDIT SERVICES · USA
The American Express Company is a multinational financial services corporation headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
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